CENTURY 21 Edge
$326,5003 bd2 ba1,442 sqft$226 /sqft≈$2,659 /mo all-in ↓

8218 SPANISH OAK DRIVE, SPRING HILL, FL, 34606

Active10 days on marketListed Oct 28, 2026MLS #TB8559584

Single Family ResidenceBERKELEY MANOR

Come see it

Upcoming open house

Sat, Nov 14

10:00 PM – 1:00 PM

About this home

8218 SPANISH OAK DRIVE

Furnishings may be negotiable with an acceptable offer. Tropical palms and established landscaping welcome you to this well-cared-for 3-bedroom, 2-bath home in Berkeley Manor, Spring Hill. With 1,442 square feet of living space, a 2-car garage, and a private driveway, it offers comfortable everyday living and inviting outdoor space. Vaulted ceilings, decorative plant shelves, and natural light give the living room an open, airy feel. Newer laminate flooring runs through the main living areas and primary bedroom, complemented by fresh interior paint, newer window treatments, and updated lighting. Pocket sliders open to the screened, covered lanai, complete with a ceiling fan and views of the yard and mature trees. The eat-in kitchen offers warm wood-tone raised-panel cabinetry, light-toned wraparound countertops, generous storage and prep space, a gooseneck faucet, dishwasher, and microwave. A bright, window-lined breakfast nook is ideal for casual meals, while the separate dining area offers room for gatherings. The primary bedroom features a walk-in closet, ceiling fan, and ensuite bath with a walk-in shower. Updated vanities enhance both bathrooms, and ceiling fans in the kitchen and living room add comfort. Outside, enjoy the established landscaping, gutters, sprinkler system, and private driveway. The roof was replaced in 2014; the HVAC system dates to 2008. Located in Berkeley Manor, this home offers convenient access to area hospitals, US-19, shopping, dining, and Gulf Coast beaches.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,442

Sqft

0.2 ac

Lot size

2

Garage

1994

Year built

One

Levels

$226

Per sqft

Negotiable

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat
LaundryIn Garage · Sink
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ParkingDriveway · Off Street
ExteriorIrrigation System · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$1,352/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,659 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,242
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$113
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,428Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,428
Interest rate7.50%
Loan term

Estimated payment

$2,659/mo

Principal & interest$2,242
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$113
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $327K
$228KedgeAI estimate $247,030 · range $237K–$255K$340K

vs edgeAI estimate

+32.2%

$/sqft vs BERKELEY MANOR

$226 vs $208

Days on market

10 vs 48 typical

Where $226/sqft sits among the 8 homes for sale in BERKELEY MANOR

2
0
1
1
3
1 · this home
$154–166$166–178$178–190$190–202$202–214$214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)≈ 62 min
Downtown Tampa≈ 65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34606 — neighborhood snapshot

Population

28,668

Median age

49.8

Median income

$57,337

Median home value

$250,900

Avg household

2.24

Households w/ children

2,982

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★★
ElementarySpring Hill Elementary School★★★★★
HighCentral High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$325K → $296K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

4 of 8

BERKELEY MANOR have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the SPRING HILL 34606 median. See the full Spring Hill market guide →

Paper trail

This home's history

Oct 28, 2026Listed at $326,500 · 10 days on market since
1994Built · BERKELEY MANOR

Reality check

What actually sold near 8218 SPANISH OAK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8161 SHALOM DRIVESold · Jun ’26

$185,000

8161 SHALOM DRIVE · same community

2 bd · 2 ba · 1,446 sqft · $128/sqft · 2 DOM

4370 CRAIGDARRAGH AVENUESold · Jul ’26

$330,000

4370 CRAIGDARRAGH AVENUE · same community

3 bd · 2 ba · 1,500 sqft · $220/sqft · 15 DOM

4381 CRAIGDARRAGH AVENUESold · Mar ’26

$293,000

4381 CRAIGDARRAGH AVENUE · same community

3 bd · 2 ba · 1,511 sqft · $194/sqft · 150 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8218 SPANISH OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8218 SPANISH OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8218 SPANISH OAK DRIVE FAQs

What would the monthly payment be for 8218 SPANISH OAK DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,659/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8218 SPANISH OAK DRIVE?+

The most recent tax bill on record (2025) was $1,352. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $326,500, this home is listed about 3% below the Spring Hill median of $337,889. The market section on this page shows how the area is trending.

Which schools are assigned to 8218 SPANISH OAK DRIVE?+

Fox Chapel Middle School (middle), Spring Hill Elementary School (elementary), Central High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MIHARA & ASSOCIATES INC. · Jamie Ward. MLS #TB8559584.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8218 Spanish Oak Drive, Spring Hill, FL — 3 Bed 2 Bath for Sale