CENTURY 21 Edge
$359,9004 bd2 ba2,366 sqft$152 /sqft≈$3,405 /mo all-in ↓

13277 HAVERHILL DRIVE, SPRING HILL, FL, 34609

Active4 days on marketListed Nov 3, 2026MLS #TB8559599

Single Family ResidenceSTERLING HILL PH 2A

About this home

13277 HAVERHILL DRIVE

Virtually Staged. Welcome to 13277 Haverhill Drive, located in the gated Haverhill subdivision of Sterling Hill in Spring Hill, Florida! This beautifully renovated 4-bedroom, 2-bath home features 2,366 square feet of living space, a spacious single-story floor plan, and extensive recent improvements throughout. Step inside to discover new luxury vinyl plank flooring throughout the living areas and bedrooms, freshly painted interiors, updated lighting, and new ceiling fans. The spacious family room features recessed lighting with dimmer controls, creating a comfortable setting for everyday living and entertaining. The updated kitchen features quartz countertops, a deep stainless steel sink with pull-down faucet, a center island, and new stove and dishwasher. Both bathrooms have been updated with new countertops, sinks, toilets, lighting, and flooring, while the primary bathroom features dual sinks and LED-backlit mirrors. Major improvements include a new roof installed in September 2026, a new central HVAC system with updated ductwork July 2026, and extensive electrical and interior renovations. Step outside to the covered, screened lanai overlooking a substantial wooded area beyond the rear of the property. With no immediate row of homes directly behind the backyard, this setting provides an inviting natural backdrop for morning coffee, outdoor dining, or simply enjoying Florida's year-round sunshine. Sterling Hill residents enjoy an exceptional collection of community amenities, including swimming pools, clubhouses, a fitness center, tennis, basketball and pickleball courts, playgrounds, a dog park, and designated RV and boat parking. Conveniently located near shopping, restaurants, parks, medical facilities, and everyday essentials, with access to the Gulf Coast's beaches and recreational destinations, this home combines neighborhood amenities with the convenience of the greater Spring Hill area. Schedule your private showing and experience all this home has for you!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,366

Sqft

0.22 ac

Lot size

3

Garage

2006

Year built

One

Levels

$152

Per sqft

Inside

FlooringLaminate · Luxury Vinyl · Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Sink · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$13/mo
Taxes (2025)$7,222/yr
PetsCats OK, Dogs OK
CommunityBBQ Area · Clubhouse · Dog Park · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,405 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,471
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$602
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,597Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,597
Interest rate7.50%
Loan term

Estimated payment

$3,405/mo

Principal & interest$2,471
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$602
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$329KedgeAI estimate $353,628 · range $343K–$364K$379K

vs edgeAI estimate

+1.8%

$/sqft vs Spring Hill actives

$152 vs $186

Days on market

4 vs 48 typical

Where $152/sqft sits among the 400 Spring Hill actives

86 · this home
94
98
50
35
37
$140–160$160–181$181–202$202–223$223–244$244+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)≈ 56 min
Downtown Tampa≈ 59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

47,257

Median age

44.9

Median income

$79,442

Median home value

$317,200

Avg household

2.68

Households w/ children

5,268

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$325K → $296K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

199 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

Nov 3, 2026Listed at $359,900 · 4 days on market since
2006Built · STERLING HILL PH 2A

Reality check

What actually sold near 13277 HAVERHILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13277 HAVERHILL DRIVESold · Apr ’26

$175,000

13277 HAVERHILL DRIVE · same community

4 bd · 2 ba · 2,366 sqft · $74/sqft · 6 DOM

13444 HAVERHILL DRIVESold · Sep ’26

$350,000

13444 HAVERHILL DRIVE · same community

4 bd · 2 ba · 2,366 sqft · $148/sqft · 49 DOM

4233 BRAMBLEWOOD LOOPSold · Apr ’26

$300,000

4233 BRAMBLEWOOD LOOP · same community

4 bd · 2 ba · 1,829 sqft · $164/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 13277 HAVERHILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13277 HAVERHILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13277 HAVERHILL DRIVE FAQs

What would the monthly payment be for 13277 HAVERHILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,405/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13277 HAVERHILL DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13277 HAVERHILL DRIVE?+

The most recent tax bill on record (2025) was $7,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13277 HAVERHILL DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $359,900, this home is listed about 6% above the Spring Hill median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13277 HAVERHILL DRIVE?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Teresa Malone. MLS #TB8559599.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Spring Hill homes, in your inbox

Like 13277 HAVERHILL DRIVE but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Kevin to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated November 7, 2026 at 6:46 AM UTC. The listing information on this page last changed on November 7, 2026 at 6:46 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on November 7, 2026 at 6:46 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: November 7, 2026 at 6:46 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.