2381 ECUADORIAN WAY UNIT 45, CLEARWATER, FL, 33763
Active15 days on marketListed Oct 23, 2026MLS #TB8559752
About this home
2381 ECUADORIAN WAY UNIT 45
Welcome home to this beautifully renovated top floor, 2-bedroom, 2-bath condo, ideally located directly across from the East Activity Center! Enjoy easy access to a heated swimming pool, fitness center, tennis and pickleball courts, and a variety of recreational activities, all within walking distance. After parking in your assigned space, step inside to discover an extra-large living room featuring luxury vinyl plank flooring, elegant crown molding, and recessed lighting. The stunning renovated kitchen is sure to impress, showcasing slow-close shaker cabinets, granite countertops, stainless steel appliances, a stylish ceramic tile backsplash, a modern range hood, luxury vinyl plank flooring, and recessed lighting. Both bathrooms have been tastefully updated with new comfort-height commodes, vanities, faucets, and lighting fixtures, combining modern style with everyday functionality. Additional features include updated windows, ceiling fans in key rooms, your own washer and dryer, and important mechanical updates for added peace of mind. The HVAC system, replaced in 2018 and includes a UV lamp to help improve indoor air quality, and the water heater was replaced in 2020. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses with 9 and 18 holes, two heated swimming pools, and two activity centers. Stay fit with the remodeled fitness gym equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, billiards, pickleball and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down payment is required and association approval is required. Washer, dryer, and hook ups must be approved by the association. This move-in-ready home combines thoughtful renovations, comfortable living spaces, and an outstanding location near community amenities. Don't miss this opportunity to enjoy the Florida lifestyle you've been looking for. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
0 ac
Lot size
1971
Year built
One
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,518 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,518/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs ON TOP OF THE WORLD
$129 vs $143
Days on market
15 vs 55 typical
Where $129/sqft sits among the 240 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
On Top Of The World — neighborhood snapshot
Population
5,689
Median age
67
Median income
$51,862
Median home value
$191,297
Avg household
2
Households w/ children
361
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
105 of 240
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2381 ECUADORIAN WAY UNIT 45
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Sold · Jul ’26$225,000
2222 NORWEGIAN DRIVE UNIT 48 · same community
2 bd · 2 ba · 1,400 sqft · $161/sqft · 10 DOM
Sold · Dec ’25$269,900
2379 FINLANDIA LANE UNIT 21 · same community
2 bd · 2 ba · 1,400 sqft · $193/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 2381 ECUADORIAN WAY UNIT 45 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2381 ECUADORIAN WAY UNIT 45 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2381 ECUADORIAN WAY UNIT 45 FAQs
What would the monthly payment be for 2381 ECUADORIAN WAY UNIT 45?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,518/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2381 ECUADORIAN WAY UNIT 45?+
The most recent tax bill on record (2025) was $520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2381 ECUADORIAN WAY UNIT 45?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $179,900, this home is listed about 40% below the Clearwater median of $299,737. The market section on this page shows how the area is trending.
Which schools are assigned to 2381 ECUADORIAN WAY UNIT 45?+
Leila Davis Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD RE · Ken Reiss. MLS #TB8559752.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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