CENTURY 21 Edge
$577,0004 bd2.5 ba1,581 sqft$365 /sqft≈$4,692 /mo all-in ↓

10804 SEMINOLE DRIVE N, ST PETERSBURG, FL, 33708

Active14 days on marketListed Oct 23, 2026MLS #TB8560141

Single Family ResidenceEDGEWATER ESTATES

About this home

10804 SEMINOLE DRIVE N

ONE AND A HALF MILES TO MADEIRA BEACH! BOAT & RV PARKING, PRIVATE PICKLEBALL COURT, OVER 12,000 SQ. FT. CORNER LOT, NON FLOOD ZONE, AND ROOM TO ROAM! Welcome to a little slice of Florida paradise! Situated on a beautiful, oversized corner lot in unincorporated Pinellas County, this tastefully updated 4-bedroom, 3-full-bath home offers an incredible combination of space, charm, flexibility, and location! High and dry, outside the designated flood zone, and framed by mature shade trees and a charming white picket fence, this is a property that truly has something for everyone. Step inside and you'll immediately appreciate the comfortable, welcoming atmosphere. Unlike so many homes where everyone shares one gathering space, this home offers a SEPARATE FORMAL LIVING ROOM, FAMILY ROOM, AND DINING ROOM! There's room for everyone to spread out, whether you're entertaining guests, enjoying a quiet afternoon, hosting family gatherings, or simply relaxing at home. The generously sized bedrooms offer comfort and privacy, while the beautifully updated kitchen and baths feature tasteful finishes and thoughtful details throughout. Warm wood tone flooring, cheerful natural light, and inviting living spaces make this house feel like home. And then there's the OUTDOOR LIVING! Multiple porches, an expansive deck, covered lounging areas, and several outdoor dining and entertaining spaces create an atmosphere that's made for enjoying Florida's beautiful weather. Morning coffee on the porch, weekend cookouts, afternoon pickleball matches on your OWN PRIVATE COURT, or evenings gathered with friends beneath the covered deck. There's even a FULL BATHROOM LOCATED OUTSIDE ON THE DECK, adding convenience to all those outdoor activities! HAVE A BOAT? AN RV? MULTIPLE VEHICLES? BRING THEM! One of this property's most desirable features is the generous parking! The expansive driveway and oversized corner lot provide exceptional flexibility for boat and RV parking, along with plenty of room for additional vehicles. There is a one-car garage and also a unique PASS-THROUGH DESIGN behind the second garage door opening to an additional covered outdoor entertaining area, currently furnished with beautiful teak furniture. What a wonderful use of space! Located in UNINCORPORATED PINELLAS COUNTY, the property offers potential short-term rental opportunities, subject to applicable regulations. Whether you're looking for a full-time residence, a Florida vacation getaway, or an investment property, the possibilities are exciting. Slightly over ONE MILE FROM MADEIRA BEACH, with its beautiful Gulf beaches, restaurants, shopping, and waterfront attractions, and an easy drive to vibrant downtown St. Petersburg, St. Pete Clearwater Airport, or Tampa Airport, this location offers the best of coastal living without giving up the space and conveniences of home. FOUR BEDROOMS, THREE FULL BATHS, MULTIPLE LIVING AREAS, INCREDIBLE OUTDOOR ENTERTAINING, PRIVATE PICKLEBALL, BOAT AND RV PARKING, AND OVER 12,000 SQUARE FEET OF PROPERTY — ALL JUST MINUTES FROM THE BEACH! Come discover how much this special property has to offer!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,581

Sqft

0.28 ac

Lot size

1

Garage

1942

Year built

One

Levels

$365

Per sqft

Trees/Woods viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Other · RV Parking
ExteriorLighting · Other · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$8,218/yr
PetsYes
CommunityBBQ Area

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,692 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,631
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$685
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,700Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,700
Interest rate7.50%
Loan term

Estimated payment

$4,692/mo

Principal & interest$3,631
PMI (est., until 20% equity)$216
Property taxes (actual bill)$685
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $577K
$318KedgeAI estimate $368,068 · range $331K–$405K$600K

vs edgeAI estimate

+56.8%

$/sqft vs St Petersburg actives

$365 vs $293

Days on market

14 vs 59 typical

Where $365/sqft sits among the 400 St Petersburg actives

144
148 · this home
57
18
9
24
$124–250$250–377$377–503$503–630$630–757$757+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 36 min
Tampa Int’l Airport (TPA)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,060

Median age

61

Median income

$82,500

Median home value

$503,300

Avg household

1.89

Households w/ children

612

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 5.0 months of inventoryBuyer’s market

$380K → $390K

St Petersburg median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

197 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $577,000 · 14 days on market since
1942Built · EDGEWATER ESTATES

Reality check

What actually sold near 10804 SEMINOLE DRIVE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11014 HURON ROADSold · Nov ’25

$475,000

11014 HURON ROAD · same community

3 bd · 2 ba · 1,462 sqft · $325/sqft · 82 DOM

14460 SE 98TH COURTSold · Sep ’26

$295,000

14460 SE 98TH COURT · same community

3 bd · 2 ba · 1,424 sqft · $207/sqft · 18 DOM

11035 HURON ROADSold · Dec ’25

$513,000

11035 HURON ROAD · same community

3 bd · 2 ba · 1,332 sqft · $385/sqft · 195 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 10804 SEMINOLE DRIVE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10804 SEMINOLE DRIVE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10804 SEMINOLE DRIVE N FAQs

What would the monthly payment be for 10804 SEMINOLE DRIVE N?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,692/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10804 SEMINOLE DRIVE N?+

The most recent tax bill on record (2025) was $8,218. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10804 SEMINOLE DRIVE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $577,000, this home is listed about 36% above the St Petersburg median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10804 SEMINOLE DRIVE N?+

Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Tina Herrell. MLS #TB8560141.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10804 Seminole Drive N, St. Petersburg, FL — for Sale