4540 EMERSON AVENUE S, ST PETERSBURG, FL, 33711
Active17 days on marketListed Oct 21, 2026MLS #TB8560274
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Upcoming open house
Sat, Nov 7
12:00 PM – 2:00 PM
About this home
4540 EMERSON AVENUE S
Virtually Staged. Beautifully renovated, thoughtfully designed, and situated on an oversized 75-foot-wide lot, this St. Petersburg home feels like a breath of fresh air. From the moment you step inside, you'll appreciate the abundance of natural light, open living space, and natural flow into the kitchen. Featuring white shaker cabinetry, quartz countertops, stainless steel appliances, seamless flooring, and intentional finishes throughout, this home offers a fresh, modern feel while maintaining its warmth and charm. The generously sized bathrooms are a standout feature, showcasing beautiful tilework and spacious vanities that create a spa-inspired feel. Brand new washer, dryer and appliances make chores feel effortless. Outside, the expansive yard offers endless possibilities for entertaining, gardening, pets, or simply enjoying Florida's outdoor lifestyle. Mature tropical landscaping, established shade trees, tasteful exterior lighting, and a garage add to the home's curb appeal and everyday convenience. Just minutes from Gulfport's charming waterfront, Downtown St. Pete, and the vibrant Grand Central District. Enjoy dinner and cocktails at local favorite Wild Child on Central Avenue, approximately 3 miles away. With its stylish renovations, oversized lot, and convenient location, this move-in-ready home checks all the boxes. Whether you're looking to purchase your next home or lease a beautifully updated property, this is an opportunity you don't want to miss! Available for both sale and lease, this unfurnished property is available for a 12 month or longer term, tenant pays all utilities, no pet deposit is required and pets are okay.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,206
Sqft
0.22 ac
Lot size
1
Garage
1948
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $309
Days on market
17 vs 59 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Childs Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Childs Park — neighborhood snapshot
Population
7,640
Median age
36
Median income
$35,234
Median home value
$186,787
Avg household
3
Households w/ children
962
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $390K
St Petersburg median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
165 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4540 EMERSON AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$205,000
4420 6TH AVENUE S · same community
3 bd · 1 ba · 1,185 sqft · $173/sqft · 136 DOM
Sold · Sep ’26$360,000
4324 EMERSON AVENUE S · same community
3 bd · 2 ba · 1,171 sqft · $307/sqft · 23 DOM
Sold · Apr ’26$460,000
5619 23RD AVENUE S
3 bd · 1 ba · 1,209 sqft · $380/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4540 EMERSON AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4540 EMERSON AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4540 EMERSON AVENUE S FAQs
What would the monthly payment be for 4540 EMERSON AVENUE S?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4540 EMERSON AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,900, this home is listed about 99% below the St Petersburg median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4540 EMERSON AVENUE S?+
Fairmount Park Elementary School (elementary), Gibbs High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Leigha Hoffman. MLS #TB8560274.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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