20827 WOODVALE LANE, LAND O LAKES, FL, 34638
Pending15 days on marketListed Oct 21, 2026MLS #TB8560275
About this home
20827 WOODVALE LANE
Beautifully updated 5-bedroom, 3-bathroom pool home offering 3,032 square feet of heated living space! Fully renovated approximately four years ago, this impressive property features updated flooring and a new roof. The spacious layout offers flexibility for family living, guests, hobbies, and more. A separate private office provides the perfect space for working from home or creating your own dedicated workspace. Step outside and enjoy the best of Florida living with a private swimming pool enclosed by a screened-in pool area, ideal for relaxing, entertaining, and enjoying the outdoors with added comfort. Whether you’re enjoying your morning coffee poolside or hosting weekend gatherings, this backyard offers the perfect setting. With generous living space, desirable features, and a private screened pool area, this home is a wonderful opportunity for buyers seeking comfort, functionality, and the Florida lifestyle. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,032
Sqft
0.21 ac
Lot size
2005
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,738 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,738/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.5%
$/sqft vs PINE GLEN
$188 vs $192
Days on market
15 vs 48 typical
Where $188/sqft sits among the 8 homes for sale in PINE GLEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
37,644
Median age
38.4
Median income
$123,899
Median home value
$433,600
Avg household
3.12
Households w/ children
5,641
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$410K → $410K
Land O Lakes median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
5 of 8
PINE GLEN have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 20827 WOODVALE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$578,000
5103 RUSHBROOK ROAD · same community
4 bd · 3.5 ba · 3,033 sqft · $191/sqft · 149 DOM
Sold · May ’26$484,000
2751 SLASH WAY · same community
5 bd · 3.5 ba · 3,379 sqft · $143/sqft · 189 DOM
Sold · Mar ’26$410,000
6332 WHIP O WILL LANE · same community
6 bd · 3 ba · 2,648 sqft · $155/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20827 WOODVALE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20827 WOODVALE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20827 WOODVALE LANE FAQs
What would the monthly payment be for 20827 WOODVALE LANE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,738/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20827 WOODVALE LANE?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20827 WOODVALE LANE?+
The most recent tax bill on record (2025) was $8,230. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20827 WOODVALE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $569,000, this home is listed about 37% above the Land O Lakes median of $415,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20827 WOODVALE LANE?+
Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$569,000 runs 60% above the LAND O LAKES 34638 median — but at 3,032 sqft it's also 46% larger than the typical Land O Lakes listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOME PRIME REALTY LLC · Airiam Capestany Crespo. MLS #TB8560275.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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