CENTURY 21 Edge
$2,800,0005 bd4.5 ba6,510 sqft$430 /sqft≈$21,141 /mo all-in ↓

6407 E MACLAURIN DRIVE, TAMPA, FL, 33647

Active1 days on marketListed Nov 5, 2026MLS #TB8560452

WaterfrontPrivate poolSingle Family ResidenceTAMPA PALMS 4A UNIT 2B3

About this home

6407 E MACLAURIN DRIVE

EXCEPTIONAL WATERFRONT ESTATE IN PRESTIGIOUS TAMPA PALMS RESERVE! Discover refined luxury and timeless elegance in this extraordinary 6,510-square-foot custom residence, perfectly positioned on an expansive .85-acre peninsula lot overlooking tranquil waters and sweeping golf course vistas. Nestled within one of Tampa's most exclusive gated communities, this magnificent 5-bedroom, 4.5-bath estate offers exceptional privacy, breathtaking sunset views, and a lifestyle of sophistication. From the moment you enter, soaring ceilings, exquisite architectural detailing, elegant crown molding, and abundant natural light create an impressive sense of grandeur. Designed for both luxurious everyday living and unforgettable entertaining, the thoughtfully appointed floor plan features a magnificent first-floor primary suite, private guest accommodations, executive office, formal dining room, expansive gathering spaces, and a billiards entertainment area. Upstairs, additional bedrooms and a dedicated home theater provide the ultimate retreat for family and guests. The luxurious primary suite is a private sanctuary featuring soaring ceilings, a spa-inspired bath with an oversized shower, Jacuzzi soaking tub, dual vanities, generous walk-in closet, and private access to the spectacular outdoor living areas. The gourmet chef's kitchen showcases premium Sub-Zero, Thermador, and Bosch appliances, beautiful cabinetry, expansive countertops, and effortless access to the outdoor entertaining areas. Experience the ultimate Florida lifestyle from the expansive screened lanai, where a sparkling heated pool and spa overlook picturesque water and golf course views. Whether enjoying peaceful mornings, entertaining beneath the stars, or taking in spectacular western sunsets, this extraordinary setting delivers the ambiance of a private luxury resort. An oversized 4-car garage, circular driveway, gas fireplace, custom finishes, and numerous thoughtful upgrades further distinguish this remarkable residence. Residents of Tampa Palms Reserve enjoy the prestige of a guard-gated, golf-cart-friendly community with access to an exceptional country club lifestyle featuring golf, tennis, swimming, fitness facilities, elegant dining, and social amenities, subject to membership requirements. Conveniently located near USF, Moffitt Cancer Center, AdventHealth, premier shopping, dining, and major Tampa destinations. A RARE OPPORTUNITY TO OWN A DISTINGUISHED ESTATE WHERE ARCHITECTURAL ELEGANCE, PRIVACY, AND RESORT-STYLE LIVING COME TOGETHER. EXPERIENCE THE EXTRAORDINARY!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

6,510

Sqft

0.85 ac

Lot size

1996

Year built

Two

Levels

$430

Per sqft

Private poolWaterfrontFireplaceGolf Course & Pool & Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Trash Compactor · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat · Thermostat Attic Fan · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
ViewGolf Course · Pool · Trees/Woods · Water
FacesNortheast
ParkingCircular Driveway · Driveway · Garage Faces Side · Ground Level
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · Storage

Community & fees

HOA fee$400/mo
Taxes (2025)$22,926/yr
PetsYes
CommunityFishing · Deed Restrictions · Park · Playground · Pool

Utilities & systems

UtilitiesFiber Optics
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$21,141 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$17,620
PMI (est., until 20% equity)$1,050
Property tax — 2025 actual bill$1,911
HOA fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $280,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $280,000
Interest rate7.50%
Loan term

Estimated payment

$21,141/mo

Principal & interest$17,620
PMI (est., until 20% equity)$1,050
Property taxes (actual bill)$1,911
HOA / condo fee$400
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.8M
$1.9MedgeAI estimate $2,204,066 · range $2.0M–$2.4M$2.9M

vs edgeAI estimate

+27%

Days on market

1 vs 55 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa Palms

Drive times from this address

Downtown Tampa≈ 24 min
Tampa Int’l Airport (TPA)≈ 35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Tampa Palms — neighborhood snapshot

Population

17,771

Median age

40

Median income

$103,108

Median home value

$494,165

Avg household

3

Households w/ children

1,994

For the school run

Hillsborough County School District

ElementaryTampa Palms Elementary School★★★★★
MiddleLiberty Middle School★★★★★
HighFreedom High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$410K → $425K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 702% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

Nov 5, 2026Listed at $2,800,000 · 1 days on market since
1996Built · TAMPA PALMS 4A UNIT 2B3

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 6407 E MACLAURIN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6407 E MACLAURIN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6407 E MACLAURIN DRIVE FAQs

What would the monthly payment be for 6407 E MACLAURIN DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $21,141/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6407 E MACLAURIN DRIVE?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6407 E MACLAURIN DRIVE?+

The most recent tax bill on record (2025) was $22,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6407 E MACLAURIN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $2,800,000, this home is listed about 551% above the Tampa median of $429,900. The market section on this page shows how the area is trending.

Which schools are assigned to 6407 E MACLAURIN DRIVE?+

Tampa Palms Elementary School (elementary), Liberty Middle School (middle), Freedom High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,800,000 runs 702% above the TAMPA 33647 median — but at 6,510 sqft it's also nearly 4 times the size of the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Tampa market that averages 55 — if it fits, move quickly.

Listing courtesy of COLDWELL BANKER REALTY · Donna Miller. MLS #TB8560452.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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