CENTURY 21 Edge
$475,0003 bd2 ba1,760 sqft$270 /sqft≈$3,821 /mo all-in ↓

12920 N ALBANY AVENUE, TAMPA, FL, 33612

Active0 days on marketListed Oct 22, 2026MLS #TB8560597

Single Family ResidenceTAMPA'S NORTH SIDE COUNTRY CLUB

Come see it

Upcoming open house

Sat, Oct 24

1:00 PM – 3:00 PM

About this home

12920 N ALBANY AVENUE

**MORE THAN MEETS THE EYE!** Welcome to this beautifully updated home in Tampa's desirable **FOREST HILLS neighborhood**, where established charm, thoughtful improvements and exceptional outdoor living come together! Offering 3 bedrooms, 2 bathrooms and approximately 1,760 square feet of air-conditioned living space, including an enclosed Florida room, this inviting property has so much more to discover than first meets the eye. Freshly painted inside and out, this thoughtfully updated home offers something special in every room. Architectural details, including chair rail accents, Plantation Shutters and attractive wainscoting in the dinette, add warmth and character, while new carpeting refreshes the formal living and dining rooms and secondary bedrooms. Updated fixtures and hardware throughout, along with new ceiling fans in every bedroom and main living area, provide a fresh, comfortable feel. The kitchen features granite countertops, stainless steel appliances, a range with double oven, pendant lighting and a convenient beverage refrigerator. A wood-burning fireplace creates a cozy gathering place in the family room, while the enclosed, air-conditioned Florida room offers another inviting space to relax, entertain or enjoy views of the backyard. The primary suite features bamboo flooring, two closets, including a walk-in, and an updated bathroom with a jetted soaking tub and separate shower with dual showerheads, including a rainfall showerhead. The second bathroom has also been fully updated.**IMPORTANT IMPROVEMENTS INCLUDE A NEW ROOF (2026), A/C (2024), NEW WATER HEATER AND DOUBLE-PANE WINDOWS!** Additional conveniences include a garage utility sink, front and rear irrigation systems, and a fenced backyard. **NO HOA AND FLOOD ZONE X!**Step outside and discover an entertainer's retreat! An expansive covered porch with bar seating invites you to relax or gather with friends, while paver entertaining areas, a gazebo and firepit provide wonderful spaces to enjoy Florida's outdoor lifestyle.**AND THERE'S MORE!** A separate, air-conditioned **MAN CAVE/SHE SHED** offers a flexible retreat for hobbies, recreation or creative pursuits. A dedicated workshop, additional storage shed and multiple covered storage areas provide even more possibilities for projects, equipment and everyday storage. It's a combination of versatility and outdoor amenities that's hard to find!**LOCATION IS ANOTHER HIGHLIGHT!** Enjoy the character and convenience of Tampa's desirable Forest Hills neighborhood, near the historic Babe Zaharias Golf Course, a short walk to a neighborhood park and convenient to popular local schools. Shopping, restaurants and everyday essentials are nearby, with easy connections to downtown Tampa, Tampa International Airport and major roadways. From its extensive updates and inviting living spaces to its remarkable backyard and versatile detached structures, this home offers comfort, character and room to enjoy the things you love.**MORE THAN MEETS THE EYE... DISCOVER THIS FOREST HILLS GEM!** Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,760

Sqft

0.23 ac

Lot size

2

Garage

1987

Year built

One

Levels

$270

Per sqft

FireplacePets allowed

Inside

FlooringBamboo · Carpet · Ceramic Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Carbon Mono/Detector · Cathedral Ceiling(s) · Chair Rail · Dry Bar · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Thermostat · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Rain Gutters · Storage

Community & fees

Taxes (2025)$2,283/yr
PetsYes
CommunityPark · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,821 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,261
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$190
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate7.50%
Loan term

Estimated payment

$3,821/mo

Principal & interest$3,261
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$190
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$390KedgeAI estimate $451,842 · range $407K–$484K$504K

vs edgeAI estimate

+5.1%

$/sqft vs Tampa actives

$270 vs $276

Days on market

0 vs 59 typical

Where $270/sqft sits among the 400 Tampa actives

175
134 · this home
41
20
7
23
$145–258$258–370$370–482$482–594$594–707$707+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Magdalene

Drive times from this address

Downtown Tampa≈ 16 min
Tampa Int’l Airport (TPA)≈ 25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Lake Magdalene — neighborhood snapshot

Population

31,512

Median age

43

Median income

$81,772

Median home value

$334,003

Avg household

2

Households w/ children

3,419

For the school run

Hillsborough County School District

ElementaryLake Magdalene Elementary School★★★★★
HighChamberlain High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

211 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the TAMPA 33612 median. See the full Tampa market guide →

Paper trail

This home's history

Oct 22, 2026Listed at $475,000 · 0 days on market since
1987Built · TAMPA'S NORTH SIDE COUNTRY CLUB

Reality check

What actually sold near 12920 N ALBANY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10916 CARROLLWOOD DRIVESold · Sep ’26

$598,000

10916 CARROLLWOOD DRIVE

3 bd · 2 ba · 1,745 sqft · $343/sqft · 90 DOM

10909 MARJORY AVENUESold · Dec ’25

$305,000

10909 MARJORY AVENUE

3 bd · 1 ba · 1,744 sqft · $175/sqft · 14 DOM

3116 SAMARA DRIVESold · Mar ’26

$420,000

3116 SAMARA DRIVE

2 bd · 2 ba · 1,736 sqft · $242/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12920 N ALBANY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12920 N ALBANY AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12920 N ALBANY AVENUE FAQs

What would the monthly payment be for 12920 N ALBANY AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,821/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12920 N ALBANY AVENUE?+

The most recent tax bill on record (2025) was $2,283. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12920 N ALBANY AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $475,000, this home is listed about 10% above the Tampa median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12920 N ALBANY AVENUE?+

Lake Magdalene Elementary School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PREMIER GROUP · Tina Serfozo. MLS #TB8560597.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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