
231 W FERN STREET, TAMPA, FL, 33604
Active15 days on marketListed Oct 22, 2026MLS #TB8560633
About this home
231 W FERN STREET
Under Construction. ANOTHER EXCEPTIONAL NEW CONSTRUCTION HOME BY VIKIN HOMES, PERFECTLY POSITIONED IN ONE OF THE MOST WALKABLE AND DESIRABLE POCKETS OF HISTORIC SEMINOLE HEIGHTS! Welcome to 231 W Fern Street, where timeless Craftsman architecture meets elevated modern living, just steps from some of Tampa's favorite restaurants, coffee shops, breweries, and neighborhood destinations. This beautifully designed 4-bedroom, 3-bathroom residence with a dedicated home office delivers the perfect combination of thoughtful design, upscale finishes, and an unbeatable urban lifestyle. From the inviting covered front porch and striking architectural details to the open, light-filled interior, every element has been carefully considered. The first floor features a spacious living area that flows effortlessly into a stunning chef-inspired kitchen with custom cabinetry, quartz countertops, a generous entertaining island, and premium appliances. A dedicated dining area overlooks the backyard, while a versatile home office provides the perfect work-from-home retreat. A first-floor guest bedroom and full bathroom offer flexibility for visitors or multigenerational living. Upstairs, the impressive primary suite offers a peaceful escape with a spacious bedroom, oversized walk-in closet, and spa-inspired bathroom featuring a freestanding soaking tub, walk-in shower, and dual vanities. Two additional bedrooms, a beautifully appointed shared bathroom, and a conveniently located second-floor laundry room complete the upper level. Built with the craftsmanship and attention to detail that define VIKIN Homes, this residence features engineered hardwood flooring, impact-rated windows and doors, spray foam insulation, high-efficiency HVAC, designer fixtures, and elevated interior finishes throughout. Outside, enjoy a spacious backyard, covered rear porch, and detached garage with a private driveway—an increasingly rare combination in this highly sought-after neighborhood. THE LOCATION IS EVERYTHING! Situated in the heart of Seminole Heights' most walkable pocket, you're moments from the neighborhood's vibrant collection of locally owned restaurants, craft breweries, coffee shops, and unique gathering spots. Enjoy the charm of tree-lined streets and historic architecture while remaining just minutes from Downtown Tampa, Armature Works, the Riverwalk, and everything the city has to offer. Complete with a 10-year builder warranty, this exceptional new construction home offers a rare opportunity to enjoy the character and energy of Seminole Heights without compromising on modern luxury, comfort, or quality. Experience the VIKIN Homes difference at 231 W Fern Street!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,755
Sqft
0.14 ac
Lot size
2
Garage
2027
Year built
Two
Levels
$349
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,778 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,778/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs Tampa actives
$349 vs $277
Days on market
15 vs 55 typical
Where $349/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Old Seminole Heights — neighborhood snapshot
Population
15,527
Median age
36
Median income
$64,453
Median home value
$383,592
Avg household
2
Households w/ children
1,616
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
192 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 192% above the TAMPA 33604 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 231 W FERN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,065,000
5210 N BRANCH AVENUE
4 bd · 3.5 ba · 2,738 sqft · $389/sqft · 0 DOM
Sold · Jun ’26$1,075,000
1808 W ERNA DRIVE
4 bd · 3 ba · 2,834 sqft · $379/sqft · 112 DOM
Sold · Jun ’26$1,310,000
344 W RIO VISTA COURT
5 bd · 3 ba · 2,903 sqft · $451/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 231 W FERN STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 231 W FERN STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
231 W FERN STREET FAQs
What would the monthly payment be for 231 W FERN STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,778/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 231 W FERN STREET?+
The most recent tax bill on record (2025) was $2,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $962,000, this home is listed about 124% above the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 231 W FERN STREET?+
Foster Elementary School (elementary), Sligh Middle School (middle), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MADISON HEIGHTS REALTY GROUP · Aimee O'Neil. MLS #TB8560633.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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