38334 STONEYWOODS DRIVE, ZEPHYRHILLS, FL, 33540
Active16 days on marketListed Oct 22, 2026MLS #TB8560707
About this home
38334 STONEYWOODS DRIVE
Under Construction. New Construction Home in Cobblestone. Popular Marina floorplan, elevation A. This 2-story home offers 1,962 square feet of thoughtfully planned living space, featuring 3 bedrooms, 2 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, ideal for everyday living and entertaining. The home's quality design is evident throughout, with well-crafted finishes and attention to detail in every room. The owner's bedroom includes a private en-suite bathroom, providing a comfortable retreat at the end of the day. Outside, the lanai extends your living area and offers a relaxing space to enjoy the Florida weather year-round. This home features: 1,962 square feet of living space 3 bedrooms 2 full bathrooms and 1 half bathroom 2-story layout Open-concept living space Owner's bedroom with private en-suite bathroom Covered lanai for outdoor enjoyment 2-car garage This home is nestled within a welcoming neighborhood with convenient proximity to parks, making it easy to enjoy outdoor recreation and green spaces. *Photos shown are for representation purposes only and may not depict the actual home.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,962
Sqft
0.11 ac
Lot size
2026
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,340 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,340/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.7%
$/sqft vs COBBLESTONE
$193 vs $156
Days on market
16 vs 60 typical
Where $193/sqft sits among the 10 homes for sale in COBBLESTONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,390
Median age
53.4
Median income
$56,387
Median home value
$142,800
Avg household
2.33
Households w/ children
850
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$335K → $328K
Zephyrhills median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
5 of 10
COBBLESTONE have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38334 STONEYWOODS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$349,530
3195 FALL HARVEST DRIVE · same community
3 bd · 2.5 ba · 1,962 sqft · $178/sqft · 132 DOM
Sold · Jul ’26$360,000
3148 FALL HARVEST DRIVE · same community
3 bd · 2 ba · 2,095 sqft · $172/sqft · 4 DOM
Sold · Apr ’26$360,000
3181 FALL HARVEST DRIVE · same community
4 bd · 3 ba · 2,143 sqft · $168/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 38334 STONEYWOODS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38334 STONEYWOODS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38334 STONEYWOODS DRIVE FAQs
What would the monthly payment be for 38334 STONEYWOODS DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,340/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 38334 STONEYWOODS DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 38334 STONEYWOODS DRIVE?+
The most recent tax bill on record (2026) was $4,757. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38334 STONEYWOODS DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $379,150, this home is listed about 27% above the Zephyrhills median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 38334 STONEYWOODS DRIVE?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8560707.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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