3020 PARAPET TERRACE PLACE, PLANT CITY, FL, 33565
Active16 days on marketListed Oct 22, 2026MLS #TB8560752
About this home
3020 PARAPET TERRACE PLACE
Virtually Staged. Under Construction. What's Special: Covered Lanai | Oversized Pantry | East Facing Lot. New Construction – March Completion! Welcome to the Monterey at 3020 Parapet Terrace Place in Timber Ridge! This spacious two-story home offers five bedrooms, three bathrooms, and a versatile loft designed for modern living. The gourmet kitchen features a large center island, walk-in pantry, and seamless flow into the dining area and expansive great room, creating the perfect space for gathering and entertaining. A first-floor bedroom suite with a full bathroom provides flexibility for guests, while upstairs you'll find the private primary suite, three secondary bedrooms, full bathroom, a central loft, and convenient laundry room. Enjoy outdoor living on the covered lanai. Timber Ridge offers a convenient location just minutes from I-4, close to major employment hubs and top attractions in fast-growing Hillsborough County. Planned community amenities include a National Wildlife Federation–certified Nature Play Space, a dog park, and a walking trail, creating a welcoming place to enjoy the outdoors. Additional Highlights Include: shower only at first floor bath, whole house 8' interior doors, whole house baseboard upgrade, and pre-plumbed for future laundry sink. Photos are for representative purposes only. MLS#TB8560752
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,911
Sqft
0.14 ac
Lot size
2
Garage
2027
Year built
Two
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,253 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,747/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs TIMBER RIDGE
$185 vs $197
Days on market
16 vs 43 typical
Where $185/sqft sits among the 8 homes for sale in TIMBER RIDGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33565 — neighborhood snapshot
Population
18,108
Median age
44.2
Median income
$73,414
Median home value
$273,200
Avg household
2.85
Households w/ children
1,718
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$351K → $346K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
5 of 8
TIMBER RIDGE have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the PLANT CITY 33565 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3020 PARAPET TERRACE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$620,646
3628 PINE PEAK LOOP · same community
4 bd · 4.5 ba · 2,921 sqft · $212/sqft · 0 DOM
Sold · Dec ’25$546,999
3106 LUMBER FALLS DRIVE · same community
5 bd · 4 ba · 3,053 sqft · $179/sqft · 32 DOM
Sold · Jun ’26$549,843
3714 PINE PEAK LOOP · same community
5 bd · 4 ba · 3,053 sqft · $180/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 3020 PARAPET TERRACE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3020 PARAPET TERRACE PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3020 PARAPET TERRACE PLACE FAQs
What would the monthly payment be for 3020 PARAPET TERRACE PLACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,253/mo — principal and interest, estimated property taxes, the $148/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3020 PARAPET TERRACE PLACE?+
The association fee works out to $148 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3020 PARAPET TERRACE PLACE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3020 PARAPET TERRACE PLACE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $539,779, this home is listed about 37% above the Plant City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3020 PARAPET TERRACE PLACE?+
Knights Elementary School (elementary), Marshall Middle Magnet School (middle), Strawberry Crest High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FL · Michelle Campbell. MLS #TB8560752.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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