CENTURY 21 Edge
$335,0003 bd2 ba1,406 sqft$238 /sqft≈$3,025 /mo all-in ↓

12108 FRUITWOOD DRIVE, RIVERVIEW, FL, 33569

Active15 days on marketListed Oct 24, 2026MLS #TB8560776

✦ Priced 7% below the RIVERVIEW 33569 medianFully furnishedSingle Family ResidenceBOYETTE SPRINGS

About this home

12108 FRUITWOOD DRIVE

Move-in ready and packed with value, this Riverview home offers the updates buyers want without the added expense of HOA or CDD fees. Inside, the home features a comfortable, easy-flowing layout with spacious living and dining areas, a functional kitchen with newer appliances, and plenty of room for both everyday living and entertaining. The primary bedroom includes a private bathroom and walk-in closet, while the secondary bedrooms can easily accommodate family, guests, or a home office. Outside, the covered lanai opens to a generous backyard with plenty of space to entertain, relax, garden, or enjoy Florida living year-round. Several major improvements are already in place, including a 2025 roof and a 2023 HVAC system, giving the next owner added peace of mind. One of this property's biggest advantages is the freedom of NO HOA and NO CDD, offering flexibility without additional community fees. Located in an established Riverview area with convenient access to shopping, restaurants, schools, major highways, Tampa, MacDill Air Force Base, and surrounding Tampa Bay destinations. Seller has priced the home firmly and competitively. If you’re looking for a well-maintained home with key updates, a spacious yard, and no HOA or CDD fees, this property is worth a closer look. Schedule your showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,406

Sqft

0.2 ac

Lot size

1987

Year built

One

Levels

$238

Per sqft

Trees/Woods viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingGarage Door Opener
ExteriorHurricane Shutters

Community & fees

Taxes (2025)$5,007/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,025 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,300
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$417
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate7.50%
Loan term

Estimated payment

$3,025/mo

Principal & interest$2,300
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$417
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$283KedgeAI estimate $310,922 · range $295K–$320K$348K

vs edgeAI estimate

+7.7%

$/sqft vs Riverview actives

$238 vs $182

Days on market

15 vs 57 typical

Where $238/sqft sits among the 400 Riverview actives

95
103
87
56
28 · this home
31
$138–160$160–182$182–204$204–226$226–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boyette

Drive times from this address

Downtown Tampa≈ 23 min
Tampa Int’l Airport (TPA)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

Boyette — neighborhood snapshot

Population

5,957

Median age

39

Median income

$106,622

Median home value

$327,412

Avg household

3

Households w/ children

911

For the school run

Hillsborough County School District

ElementaryBoyette Springs Elementary School★★★★★
HighRiverview High School★★★★★
MiddleBarrington Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$365K → $369K

Riverview median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

217 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the RIVERVIEW 33569 median. See the full Riverview market guide →

Paper trail

This home's history

Oct 24, 2026Listed at $335,000 · 15 days on market since
1987Built · BOYETTE SPRINGS

Reality check

What actually sold near 12108 FRUITWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12014 VERMILLION WAYSold · Jun ’26

$330,000

12014 VERMILLION WAY · same community

3 bd · 2 ba · 1,306 sqft · $253/sqft · 2 DOM

10626 FOXCREST WAYSold · Aug ’26

$399,500

10626 FOXCREST WAY · same community

3 bd · 2 ba · 1,549 sqft · $258/sqft · 6 DOM

10411 BRUSHFIELD STREETSold · Mar ’26

$450,000

10411 BRUSHFIELD STREET · same community

3 bd · 2 ba · 1,834 sqft · $245/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arbel Joseph

Your agent

Arbel Joseph

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12108 FRUITWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12108 FRUITWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12108 FRUITWOOD DRIVE FAQs

What would the monthly payment be for 12108 FRUITWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,025/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12108 FRUITWOOD DRIVE?+

The most recent tax bill on record (2025) was $5,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12108 FRUITWOOD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $335,000, this home is listed about 11% below the Riverview median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12108 FRUITWOOD DRIVE?+

Boyette Springs Elementary School (elementary), Riverview High School (high), Barrington Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the RIVERVIEW 33569 market on paper

$335,000 is 7% below the RIVERVIEW 33569 median of $359,950.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Boyette Springs Elementary School, Riverview High School, Barrington Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Boyette Springs Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of WEICHERT, REALTORS - NEXON · Han Bautista. MLS #TB8560776.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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