136 MANGROVE SHADE CIRCLE, APOLLO BEACH, FL, 33572
Active Under Contract6 days on marketListed Oct 25, 2026MLS #TB8560897
About this home
136 MANGROVE SHADE CIRCLE
Under contract-accepting backup offers. Virtually Staged. VA BUYERS—3.99% ASSUMABLE MORTGAGE WITH AN ESTIMATED $10,000 EQUITY GAP! An opportunity for qualified VA buyers to assume the existing mortgage at a 3.99% interest rate, subject to lender approval and buyer qualification. The estimated $10,000 equity gap represents the difference between the purchase price and the remaining loan balance. Closing costs and applicable assumption fees are additional. Assumption is subject to lender approval, buyer qualification, and applicable VA entitlement requirements. Built in 2022, this 3-bedroom, 2.5-bathroom townhome in Apollo Beach’s Mangrove Point community features an open main-level layout and a one-car garage. The refreshed kitchen offers granite countertops, an island, stainless steel appliances, an updated backsplash, and pendant lighting. An upgraded dining-area chandelier adds a finishing touch, while a convenient half bathroom serves the main floor. Enjoy peaceful pond views from the covered patio. Upstairs, the primary suite features a walk-in closet and an ensuite bathroom with dual sinks and a walk-in shower. Two additional bedrooms share a Jack-and-Jill bathroom. A manual transfer switch provides a connection for a compatible generator during power outages. The community pool and playground are within walking distance, with grocery stores, restaurants, and everyday conveniences nearby. Currently tenant-occupied, with the tenant paying $3,228 per month under a lease continuing through May 2027. The sale is subject to the existing lease. Buyers should review the lease and coordinate their intended occupancy timeline with the loan servicer. Contact the listing agent for showing arrangements and additional lease and assumption details.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,707
Sqft
0.05 ac
Lot size
2022
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,055 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,055/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs Apollo Beach actives
$176 vs $219
Days on market
6 vs 70 typical
Where $176/sqft sits among the 355 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
26,495
Median age
44.3
Median income
$122,130
Median home value
$472,800
Avg household
2.62
Households w/ children
3,187
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$490K → $479K
Apollo Beach median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
200 of 355
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 136 MANGROVE SHADE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$365,000
203 STAR SHELL DRIVE
3 bd · 2 ba · 1,744 sqft · $209/sqft · 14 DOM
Sold · Mar ’26$300,000
221 STAR SHELL DRIVE
3 bd · 2 ba · 1,744 sqft · $172/sqft · 61 DOM
Sold · Oct ’25$325,000
221 STAR SHELL DRIVE
3 bd · 2 ba · 1,744 sqft · $186/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 136 MANGROVE SHADE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 136 MANGROVE SHADE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
136 MANGROVE SHADE CIRCLE FAQs
What would the monthly payment be for 136 MANGROVE SHADE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,055/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 136 MANGROVE SHADE CIRCLE?+
The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 136 MANGROVE SHADE CIRCLE?+
The most recent tax bill on record (2025) was $6,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 136 MANGROVE SHADE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $299,990, this home is listed about 36% below the Apollo Beach median of $466,000. The market section on this page shows how the area is trending.
Which schools are assigned to 136 MANGROVE SHADE CIRCLE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$299,990 is 26% below the APOLLO BEACH 33572 median of $407,000, and at $176/sqft it sits under the Apollo Beach average of $258.
02Fresh on the market
Only 6 days on market in a Apollo Beach market that averages 70 — if it fits, move quickly.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Bratisha Governor. MLS #TB8560897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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