CENTURY 21 Edge
$2,495$2,6003 bd2 ba1,255 sqft$2 /sqft≈$181 /mo all-in ↓

1545 ILLINOIS ROAD, CLEARWATER, FL, 33756

Active15 days on marketListed Oct 23, 2026MLS #TB8560964

✦ Priced 99% below the CLEARWATER 33756 median✦ Reduced $105Single Family ResidenceGATES KNOLL

About this home

1545 ILLINOIS ROAD

Welcome home to this inviting 3-bedroom, 2-bathroom residence in Clearwater! A covered front porch and private driveway create a welcoming first impression. Inside, wood-look flooring, neutral tones, and recessed lighting complement the living and dining spaces, offering flexibility for your furniture and personal style. The kitchen features white cabinetry, stainless steel appliances, generous counter space, and a decorative tile backsplash. Both bathrooms feature tile surrounds and vanity storage. Outside, enjoy a backyard with wood fencing, a mature shade tree, and a patio area ready for your outdoor seating—a pleasant spot for morning coffee or unwinding at the end of the day. Nearby schools include Plumb Elementary, Oak Grove Middle, and Clearwater High; applicants should verify current school zoning. Enjoy Clearwater living with access to shopping, dining, parks, and the area’s Gulf beaches. In addition to the advertised base rent, all residents are enrolled in the Resident Benefits Package (RBP) for $50 per month. This includes HVAC air-filter delivery, credit-building services through timely rent payments, utility concierge assistance during move-in, and more. Additional details are available upon application. More details upon application. Pets welcome! This home is vacant and available now!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,255

Sqft

0.16 ac

Lot size

1955

Year built

One

Levels

$2

Per sqft

Inside

AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Solid Wood Cabinets · Stone Counters
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$181 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $87Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $87
Interest rate7.50%
Loan term

Estimated payment

$181/mo

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clearwater actives

$2 vs $248

Days on market

15 vs 56 typical

Where $2/sqft sits among the 400 Clearwater actives

15 · this home
180
140
24
11
30
$2–122$122–243$243–363$363–484$484–604$604+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gates Knoll

Drive times from this address

Tampa Int’l Airport (TPA)≈ 28 min
Downtown Tampa≈ 31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Gates Knoll — neighborhood snapshot

Population

371

Median age

52

Median income

$59,028

Median home value

$383,800

Avg household

2

Households w/ children

42%

For the school run

Pinellas County School District

ElementaryPlumb Elementary School★★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$330K → $275K

Clearwater median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

209 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the CLEARWATER 33756 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,495 ▼ $105
Oct 23, 2026Listed at $2,600 · 15 days on market since
1955Built · GATES KNOLL

Reality check

What actually sold near 1545 ILLINOIS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1536 LAKEVIEW ROADSold · Dec ’25

$295,000

1536 LAKEVIEW ROAD · same community

3 bd · 1 ba · 1,284 sqft · $230/sqft · 50 DOM

1541 ILLINOIS ROADSold · Apr ’26

$275,000

1541 ILLINOIS ROAD · same community

2 bd · 1 ba · 910 sqft · $302/sqft · 3 DOM

1655 S HIGHLAND AVENUE UNIT J194Sold · Mar ’26

$168,000

1655 S HIGHLAND AVENUE UNIT J194

2 bd · 2 ba · 1,270 sqft · $132/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1545 ILLINOIS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1545 ILLINOIS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1545 ILLINOIS ROAD FAQs

What would the monthly payment be for 1545 ILLINOIS ROAD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1545 ILLINOIS ROAD?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $2,495, this home is listed about 99% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1545 ILLINOIS ROAD?+

Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLEARWATER 33756 market on paper

$2,495 is 99% below the CLEARWATER 33756 median of $347,200, and at $2/sqft it sits under the Clearwater average of $296.

02Strong assigned schools

Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $2,600, now $2,495 — a $105 cut. The full history is in the market section below.

Listing courtesy of WRIGHT DAVIS REAL ESTATE · Chelsie Lewis. MLS #TB8560964.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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