10613 BAY HILLS CIRCLE, THONOTOSASSA, FL, 33592
Active3 days on marketListed Nov 4, 2026MLS #TB8561028
About this home
10613 BAY HILLS CIRCLE
Virtually Staged. **SPACE, COMFORT, AND CONVENIENCE IN THE HEART OF THONOTOSASSA!** Welcome to this charming 4-bedroom, 2-bathroom home in Bay Hills Village, offering a versatile floor plan, comfortable living spaces, and plenty of opportunity to make it your own! Step inside to discover a welcoming living room that flows into the dining area and kitchen, creating a functional layout for everyday living and entertaining. The kitchen features ample cabinetry and counter space, with a conveniently located laundry area nearby. A standout feature of this home is its FOUR ROOMY BEDROOMS**, offering flexibility for a home office, guest accommodations, hobbies, or whatever suits your lifestyle! The primary suite is situated on one side of the home, complete with a private bathroom and multiple closets, while the three additional bedrooms occupy the opposite side for added privacy. Outside, enjoy the natural beauty of mature shade trees, a spacious yard, and an expansive covered carport offering sheltered parking and additional outdoor space. Major improvements include a **ROOF REPLACED IN 2022** and **A/C REPLACED IN 2016**. Beyond the home itself, enjoy a community designed for relaxed Florida living, complete with a **COMMUNITY SWIMMING POOL** to cool off on sunny afternoons! The **MONTHLY HOA IS JUST $165 AND INCLUDES WATER AND SEWER**, adding everyday value and convenience. The location offers easy access to local shopping, grocery stores, and dining, including Publix at Mango Square and shopping destinations along the US-301 and Fowler Avenue corridors. Outdoor enthusiasts will appreciate nearby Thonotosassa Park & Recreation Center, John B. Sargeant Conservation Park, and the natural beauty of the Hillsborough River, offering opportunities for walking, picnicking, and enjoying Florida's great outdoors. With convenient access to I-75 and I-4, commuting to Tampa, Brandon, the University of South Florida, and other Tampa Bay destinations is a breeze. Whether you're enjoying a quiet afternoon at home, spending the day by the community pool, or exploring nearby parks and attractions, this home offers a wonderful balance of space, convenience, and Florida living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,352
Sqft
0.08 ac
Lot size
1995
Year built
One
Levels
$96
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,155 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,155/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Thonotosassa actives
$96 vs $250
Days on market
3 vs 51 typical
Where $96/sqft sits among the 55 Thonotosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Thonotosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Thonotosassa. See the full Thonotosassa guide →
THONOTOSASSA 33592 — neighborhood snapshot
Population
12,333
Median age
42.4
Median income
$68,802
Median home value
$288,600
Avg household
2.77
Households w/ children
1,279
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Thonotosassa market
$449K → $425K
Thonotosassa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
29 of 55
Thonotosassa actives have cut their price
Median sold price, Thonotosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the THONOTOSASSA 33592 median. See the full Thonotosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10613 BAY HILLS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$153,000
10510 BAY HILLS CIRCLE · same community
3 bd · 2 ba · 1,352 sqft · $113/sqft · 10 DOM
Sold · Nov ’25$235,000
10538 BAY HILLS CIRCLE · same community
3 bd · 2.5 ba · 2,052 sqft · $115/sqft · 6 DOM
Sold · Dec ’25$125,000
11640 COUNTY RD 579 HIGHWAY
3 bd · 2 ba · 1,352 sqft · $92/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10613 BAY HILLS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10613 BAY HILLS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10613 BAY HILLS CIRCLE FAQs
What would the monthly payment be for 10613 BAY HILLS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,155/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10613 BAY HILLS CIRCLE?+
The most recent tax bill on record (2026) was $541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10613 BAY HILLS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Thonotosassa?+
At $130,000, this home is listed about 74% below the Thonotosassa median of $497,404. The market section on this page shows how the area is trending.
Which schools are assigned to 10613 BAY HILLS CIRCLE?+
Strawberry Crest High School (high), Bailey Elementary School (elementary), Burnett Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THONOTOSASSA 33592 market on paper
$130,000 is 74% below the THONOTOSASSA 33592 median of $495,400, and at $96/sqft it sits under the Thonotosassa average of $296.
02Fresh on the market
Only 3 days on market in a Thonotosassa market that averages 51 — if it fits, move quickly.
03Strong assigned schools
Strawberry Crest High School, Bailey Elementary School, Burnett Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Tony Baroni. MLS #TB8561028.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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