113 W SAINT LUCIA LOOP, APOLLO BEACH, FL, 33572
Active14 days on marketListed Oct 24, 2026MLS #TB8561160
About this home
113 W SAINT LUCIA LOOP
This charming 2 bedroom, 2 bath home is updated and waiting for you to move in and start your retirement! The Primary bedroom includes an ensuite bath and large walk-in closet. The versatile Florida room is great for doing crafts, gathering to cheer on our local sports teams or it even provides extra room for friends or family to relax and enjoy their visit! The spacious screened porch is great for outdoor get-togethers and the adjoining 10x10 shed provides plenty of room for storage, a workshop plus your washer and dryer. If you're an outdoor enthusiast, you'll appreciate our kayaking and boat launch facilities. Our canal system offers direct access to Tampa Bay. For those who enjoy friendly competition, we have bocce ball, shuffleboard courts and horseshoes. The heated community pool is heated year-round. Inside our clubhouse, you'll discover a craft room and large game room, with pool tables, card table, indoor bar shuffleboard and darts, providing opportunities for creativity and socializing. Our community has many activities throughout the year. From themed dinners to dances, there's always something exciting happening to suit your preferences and keep you engaged year-round. Our prime location, conveniently situated between Tampa and Sarasota/Bradenton, ensures that you'll have easy access to an abundance of nearby activities. Beaches and thrilling amusement parks are just a day trip away. We invite you to pay us a visit and discover for yourself why so many call Caribbean Isles home
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
0.12 ac
Lot size
1980
Year built
One
Levels
$104
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,450 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,450/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.4%
$/sqft vs CARIBBEAN ISLES RESIDENTIAL COOPERATIVE
$104 vs $187
Days on market
14 vs 70 typical
Where $104/sqft sits among the 12 homes for sale in CARIBBEAN ISLES RESIDENTIAL COOPERATIVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
26,495
Median age
44.3
Median income
$122,130
Median home value
$472,800
Avg household
2.62
Households w/ children
3,187
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$490K → $479K
Apollo Beach median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
4 of 12
CARIBBEAN ISLES RESIDENTIAL COOPERATIVE have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 113 W SAINT LUCIA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$115,000
215 S PORT ROYAL LANE · same community
3 bd · 2 ba · 1,248 sqft · $92/sqft · 181 DOM
Sold · Jan ’26$284,000
210 N SAINT THOMAS CIRCLE · same community
2 bd · 2 ba · 1,200 sqft · $237/sqft · 194 DOM
Sold · Jul ’26$200,000
101 W SAINT JOHNS WAY · same community
2 bd · 2 ba · 1,400 sqft · $143/sqft · 203 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 113 W SAINT LUCIA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 113 W SAINT LUCIA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
113 W SAINT LUCIA LOOP FAQs
What would the monthly payment be for 113 W SAINT LUCIA LOOP?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,450/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 113 W SAINT LUCIA LOOP?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 113 W SAINT LUCIA LOOP?+
The most recent tax bill on record (2025) was $736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 113 W SAINT LUCIA LOOP?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $135,000, this home is listed about 71% below the Apollo Beach median of $465,000. The market section on this page shows how the area is trending.
Which schools are assigned to 113 W SAINT LUCIA LOOP?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CARIBBEAN ISLE PROPERTY SALES INC. · Maureen Brady. MLS #TB8561160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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