4109 KEY THATCH DRIVE, TAMPA, FL, 33610
Active8 days on marketListed Oct 30, 2026MLS #TB8561268
About this home
4109 KEY THATCH DRIVE
Welcome to this charming 2-bedroom, 1.5-bath townhome featuring soaring 10-foot ceilings and a spacious, open-concept layout. The home offers wood-look plank tile flooring, carpeting, ceiling fans, and LED lighting throughout. The kitchen features stainless steel appliances, tile backsplash, and ample cabinet space. The main living area includes custom built-in shelving and a dedicated desk space, perfect for working from home. A unique built-in kennel beneath the stairs adds a thoughtful touch for pet owners. Upstairs, the generously sized primary bedroom features abundant natural light, dual closets, and convenient access to the vanity area and main bathroom. Enjoy relaxing on the screened-in lanai overlooking beautifully maintained landscaping. The well-maintained townhome community offers a gated swimming pool and low HOA dues. Conveniently located, this home offers a great combination of comfort, functionality, and easy living. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,516
Sqft
0.03 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,350 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,350/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs Tampa actives
$152 vs $276
Days on market
8 vs 55 typical
Where $152/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33610 — neighborhood snapshot
Population
46,587
Median age
34.1
Median income
$54,209
Median home value
$227,400
Avg household
2.74
Households w/ children
6,031
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
191 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4109 KEY THATCH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$168,000
4247 KEY THATCH DRIVE · same community
2 bd · 2.5 ba · 1,692 sqft · $99/sqft · 2 DOM
Sold · Oct ’26$300,000
4111 BISMARCK PALM DRIVE · same community
3 bd · 2.5 ba · 1,692 sqft · $177/sqft · 17 DOM
Sold · Oct ’26$210,000
9831 BLUE PALM WAY · same community
2 bd · 2.5 ba · 1,240 sqft · $169/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4109 KEY THATCH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4109 KEY THATCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4109 KEY THATCH DRIVE FAQs
What would the monthly payment be for 4109 KEY THATCH DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,350/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4109 KEY THATCH DRIVE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4109 KEY THATCH DRIVE?+
The most recent tax bill on record (2025) was $2,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4109 KEY THATCH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $230,000, this home is listed about 46% below the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4109 KEY THATCH DRIVE?+
Mango Elementary School (elementary), Armwood High School (high), Jennings Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Christopher Holko. MLS #TB8561268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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