CENTURY 21 Edge
$45,000≈$538 /mo all-in ↓

19199 NW 302ND STREET, OKEECHOBEE, FL, 34972

Active11 days on marketListed Oct 26, 2026MLS #TB8561324

✦ Priced 10% below the OKEECHOBEE 34972 medianSOUTHERN COLONIZATION CO

About this home

19199 NW 302ND STREET

Virtually Staged. Corner lot alert! 1.5± acres of vacant land in the Vikings area of Okeechobee County. Partially cleared and culvert installed. Zoned AI with frontage on two roads for flexible driveway and home placement. Electric is nearby; well and septic needed. Plenty of space and privacy to build your dream home, add a workshop, or store your RV or boat. Enjoy quiet country living just a short drive from the City of Okeechobee and the world-class fishing of Lake Okeechobee. Buyer to verify permitted uses. Call today for details!

Facts & features

The home at a glance

1.5 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$590/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$538 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$309
FHA mortgage insurance (est.)$20
Property tax — 2025 actual bill$49
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,575Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,575
Interest rate7.50%
Loan term

Estimated payment

$538/mo

Principal & interest$309
FHA mortgage insurance (est.)$20
Property taxes (actual bill)$49
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Okeechobee

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34972 — neighborhood snapshot

Population

20,066

Median age

37.9

Median income

$61,040

Median home value

$220,000

Avg household

2.77

Households w/ children

2,548

The numbers that matter

The Okeechobee market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$166K → $262K

Okeechobee median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →

Paper trail

This home's history

Oct 26, 2026Listed at $45,000 · 11 days on market since

Reality check

What actually sold near 19199 NW 302ND STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19084 NW 306TH STREETSold · Sep ’26

$220,000

19084 NW 306TH STREET · same community

2 bd · 2 ba · 1,102 sqft · $200/sqft · 28 DOM

18990 NW 268TH STREETSold · Jun ’26

$259,900

18990 NW 268TH STREET · same community

3 bd · 2 ba · 1,493 sqft · $174/sqft · 7 DOM

18824 NW 242ND STREETSold · Feb ’26

$364,000

18824 NW 242ND STREET · same community

3 bd · 2 ba · 1,598 sqft · $228/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derrion White

Your agent

Derrion White

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19199 NW 302ND STREET — start here.

CallText
derrion.white@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19199 NW 302ND STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19199 NW 302ND STREET FAQs

What would the monthly payment be for 19199 NW 302ND STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $538/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19199 NW 302ND STREET?+

The most recent tax bill on record (2025) was $590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $45,000, this home is listed about 84% below the Okeechobee median of $287,450. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of LANDQUIRE REALTY ADVISORS, LLC · Christopher Garcia. MLS #TB8561324.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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