CENTURY 21 Edge
Active Under Contract
$689,9003 bd2 ba1,340 sqft$515 /sqft≈$4,951 /mo all-in ↓

1016 SILVER PALM WAY, APOLLO BEACH, FL, 33572

Active Under Contract4 days on marketListed Oct 28, 2026MLS #TB8561470

WaterfrontPrivate poolSingle Family ResidenceAPOLLO BEACH UNIT 08 A RESUBDI

About this home

1016 SILVER PALM WAY

Under contract-accepting backup offers. 1016 SILVER PALM WAY, APOLLO BEACH, FL 33572 | 3 BEDROOMS | DEEP-WATER SALTWATER CANAL | NEW 2025 POOL | DOCK & 10,000-LB BOAT LIFT | 2025 ROOF & MAJOR UPDATES | OWNED SOLAR | NO HOA OR CDD Start the day with a boat ride from your backyard dock and finish it by your new 2025 pool. At 1016 Silver Palm Way, canal-front living comes with a private 8-by-20-foot wood dock with electric service, a 10,000-lb boat lift, a concrete seawall, and a deep-water saltwater canal in a no-wake zone. It's a waterfront lifestyle designed around actually getting out on the water, with no HOA or CDD fees. Built in 1974 and thoughtfully updated, this single-story Apollo Beach home sits on a landscaped 0.21-acre lot. Its 1,340 heated square feet bring together 3 bedrooms, 2 full baths, an open floor plan and an attached 2-car garage. Vinyl flooring, tray ceilings and ceiling fans set a comfortable tone, while sliding doors connect indoor living to the outdoor areas. The kitchen is ready for everything from a quick breakfast before boating to relaxed dinners at home. Quartz counters, a central island, pantry and built-in shelving give it useful preparation and storage space, and the kitchen opens to the family room for easy conversation. The living and dining areas add more room to gather without feeling separated from daily activity. Major investments in 2025 help set this home apart. A new roof, central HVAC, water heater, major appliances, pool, lighting, plumbing fixtures and garage door all date to 2025. These improvements touch both the systems behind the scenes and the details you see every day. Owned-outright solar panels generate electricity on-site. The primary bedroom has a walk-in closet and an ensuite bathroom; the two additional bedrooms share a second full bath. A convenient laundry area with washer and dryer hookups sits in the attached garage, keeping practical tasks out of the main living rooms. Outside is where this property's personality really shines. Coastal-inspired landscaping, including seashells across the front yard, sets the tone before you even reach the water. Enjoy the Florida sunshine by the new in-ground pool, settle in on the patio for an outdoor meal, or take a shaded break under a covered porch. Vinyl fencing and landscaping frame the outdoor setting, while canal views keep the water in focus. From the dock, the boat lift makes access to your vessel part of the daily routine rather than a special trip. Apollo Beach adds local flavor with waterfront dining at Circles, the Apollo Beach Nature Preserve and seasonal manatee viewing at Tampa Electric's Manatee Viewing Center. For buyers searching for an updated deep-water canal-front pool home in Apollo Beach, the combination is hard to overlook: single-level living, extensive 2025 improvements, a new pool, private dock with electric service, 10,000-lb boat lift, solar energy generation and no HOA or CDD. Whether your favorite way to unwind is on the water or beside it, the choice is yours at home. ***** WHAT THE SELLER LOVES The chance to enjoy the pool and canal in the same day is what makes life here memorable. Imagine quiet coffee time outside, a casual boat outing straight from your own dock, and coming home to swim before dinner on the patio. Friends can gather indoors or out, and the single-story layout keeps the spaces connected. The waterfront view is never far from the moments that make a day feel like a getaway.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,340

Sqft

0.21 ac

Lot size

2

Garage

1974

Year built

One

Levels

$515

Per sqft

Private poolWaterfrontWater view

Inside

FlooringVinyl
AppliancesConvection Oven · Dishwasher · Disposal · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewWater
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$2,287/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,951 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,341
PMI (est., until 20% equity)$259
Property tax — 2025 actual bill$191
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,990Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,990
Interest rate7.50%
Loan term

Estimated payment

$4,951/mo

Principal & interest$4,341
PMI (est., until 20% equity)$259
Property taxes (actual bill)$191
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $690K
$541KedgeAI estimate $580,654 · range $563K–$612K$717K

vs edgeAI estimate

+18.8%

$/sqft vs Apollo Beach actives

$515 vs $219

Days on market

4 vs 70 typical

Where $515/sqft sits among the 353 Apollo Beach actives

131
118
31
25
22
26 · this home
$139–202$202–265$265–327$327–390$390–452$452+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Drive times from this address

Downtown Tampa≈ 29 min
Tampa Int’l Airport (TPA)≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

26,495

Median age

44.3

Median income

$122,130

Median home value

$472,800

Avg household

2.62

Households w/ children

3,187

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$490K → $479K

Apollo Beach median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

198 of 353

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Oct 28, 2026Listed at $689,900 · 4 days on market since
1974Built · APOLLO BEACH UNIT 08 A RESUBDI

Reality check

What actually sold near 1016 SILVER PALM WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1016 SPINDLE PALM WAYSold · Mar ’26

$699,900

1016 SPINDLE PALM WAY · same community

3 bd · 2 ba · 1,425 sqft · $491/sqft · 3 DOM

1014 SAGO PALM WAYSold · Nov ’25

$635,000

1014 SAGO PALM WAY · same community

3 bd · 2 ba · 1,458 sqft · $436/sqft · 23 DOM

1024 SPINDLE PALM WAYSold · Jun ’26

$625,000

1024 SPINDLE PALM WAY · same community

3 bd · 2 ba · 1,590 sqft · $393/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1016 SILVER PALM WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1016 SILVER PALM WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1016 SILVER PALM WAY FAQs

What would the monthly payment be for 1016 SILVER PALM WAY?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,951/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1016 SILVER PALM WAY?+

The most recent tax bill on record (2025) was $2,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Apollo Beach?+

At $689,900, this home is listed about 48% above the Apollo Beach median of $466,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1016 SILVER PALM WAY?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$689,900 runs 70% above the APOLLO BEACH 33572 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 4 days on market in a Apollo Beach market that averages 70 — if it fits, move quickly.

04Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8561470.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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