
1016 SILVER PALM WAY, APOLLO BEACH, FL, 33572
Active Under Contract4 days on marketListed Oct 28, 2026MLS #TB8561470
About this home
1016 SILVER PALM WAY
Under contract-accepting backup offers. 1016 SILVER PALM WAY, APOLLO BEACH, FL 33572 | 3 BEDROOMS | DEEP-WATER SALTWATER CANAL | NEW 2025 POOL | DOCK & 10,000-LB BOAT LIFT | 2025 ROOF & MAJOR UPDATES | OWNED SOLAR | NO HOA OR CDD Start the day with a boat ride from your backyard dock and finish it by your new 2025 pool. At 1016 Silver Palm Way, canal-front living comes with a private 8-by-20-foot wood dock with electric service, a 10,000-lb boat lift, a concrete seawall, and a deep-water saltwater canal in a no-wake zone. It's a waterfront lifestyle designed around actually getting out on the water, with no HOA or CDD fees. Built in 1974 and thoughtfully updated, this single-story Apollo Beach home sits on a landscaped 0.21-acre lot. Its 1,340 heated square feet bring together 3 bedrooms, 2 full baths, an open floor plan and an attached 2-car garage. Vinyl flooring, tray ceilings and ceiling fans set a comfortable tone, while sliding doors connect indoor living to the outdoor areas. The kitchen is ready for everything from a quick breakfast before boating to relaxed dinners at home. Quartz counters, a central island, pantry and built-in shelving give it useful preparation and storage space, and the kitchen opens to the family room for easy conversation. The living and dining areas add more room to gather without feeling separated from daily activity. Major investments in 2025 help set this home apart. A new roof, central HVAC, water heater, major appliances, pool, lighting, plumbing fixtures and garage door all date to 2025. These improvements touch both the systems behind the scenes and the details you see every day. Owned-outright solar panels generate electricity on-site. The primary bedroom has a walk-in closet and an ensuite bathroom; the two additional bedrooms share a second full bath. A convenient laundry area with washer and dryer hookups sits in the attached garage, keeping practical tasks out of the main living rooms. Outside is where this property's personality really shines. Coastal-inspired landscaping, including seashells across the front yard, sets the tone before you even reach the water. Enjoy the Florida sunshine by the new in-ground pool, settle in on the patio for an outdoor meal, or take a shaded break under a covered porch. Vinyl fencing and landscaping frame the outdoor setting, while canal views keep the water in focus. From the dock, the boat lift makes access to your vessel part of the daily routine rather than a special trip. Apollo Beach adds local flavor with waterfront dining at Circles, the Apollo Beach Nature Preserve and seasonal manatee viewing at Tampa Electric's Manatee Viewing Center. For buyers searching for an updated deep-water canal-front pool home in Apollo Beach, the combination is hard to overlook: single-level living, extensive 2025 improvements, a new pool, private dock with electric service, 10,000-lb boat lift, solar energy generation and no HOA or CDD. Whether your favorite way to unwind is on the water or beside it, the choice is yours at home. ***** WHAT THE SELLER LOVES The chance to enjoy the pool and canal in the same day is what makes life here memorable. Imagine quiet coffee time outside, a casual boat outing straight from your own dock, and coming home to swim before dinner on the patio. Friends can gather indoors or out, and the single-story layout keeps the spaces connected. The waterfront view is never far from the moments that make a day feel like a getaway.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,340
Sqft
0.21 ac
Lot size
2
Garage
1974
Year built
One
Levels
$515
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,951 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,951/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.8%
$/sqft vs Apollo Beach actives
$515 vs $219
Days on market
4 vs 70 typical
Where $515/sqft sits among the 353 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
26,495
Median age
44.3
Median income
$122,130
Median home value
$472,800
Avg household
2.62
Households w/ children
3,187
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$490K → $479K
Apollo Beach median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
198 of 353
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1016 SILVER PALM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$699,900
1016 SPINDLE PALM WAY · same community
3 bd · 2 ba · 1,425 sqft · $491/sqft · 3 DOM
Sold · Nov ’25$635,000
1014 SAGO PALM WAY · same community
3 bd · 2 ba · 1,458 sqft · $436/sqft · 23 DOM
Sold · Jun ’26$625,000
1024 SPINDLE PALM WAY · same community
3 bd · 2 ba · 1,590 sqft · $393/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1016 SILVER PALM WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1016 SILVER PALM WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1016 SILVER PALM WAY FAQs
What would the monthly payment be for 1016 SILVER PALM WAY?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,951/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1016 SILVER PALM WAY?+
The most recent tax bill on record (2025) was $2,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apollo Beach?+
At $689,900, this home is listed about 48% above the Apollo Beach median of $466,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1016 SILVER PALM WAY?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$689,900 runs 70% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Apollo Beach market that averages 70 — if it fits, move quickly.
04Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8561470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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