3474 101ST TERRACE N, PINELLAS PARK, FL, 33782
Active Under Contract7 days on marketListed Oct 29, 2026MLS #TB8562105
About this home
3474 101ST TERRACE N
Under contract-accepting backup offers. LOCATION, LOCATION, LOCATION! Discover this beautifully updated 2-bedroom, 2-bath home with a 1-car garage, nestled in the highly desirable golf community of The Mainlands! Thoughtfully updated and beautifully maintained, this move-in-ready gem offers the perfect combination of comfort, style, and effortless Florida living. Step inside to find attractive luxury vinyl plank flooring flowing throughout the main living areas, complemented by tile flooring in the kitchen and bathrooms. The beautifully appointed kitchen features elegant granite countertops and quality solid wood cabinetry, combining timeless appeal with everyday functionality. The spacious primary suite offers a relaxing retreat, complete with an updated en suite bath featuring a walk-in shower. One of the home's most inviting features is the wonderful Florida room, where an expansive bank of windows welcomes an abundance of natural light, creating a bright and cheerful space to relax, unwind, or entertain. MAJOR IMPROVEMENTS include a water heater (2025), HVAC system (2020), windows and doors (2014), and roof (2013), providing added value and peace of mind. Enjoy the charm of The Mainlands, a golf cart-friendly community offering convenient access to golf, clubhouse activities, and neighborhood amenities. Ideally situated near shopping, dining, entertainment, and Florida's beautiful Gulf beaches, with easy access to both Tampa International and St. Pete-Clearwater airports. BEAUTIFULLY UPDATED, IDEALLY LOCATED, AND PRICED TO SELL! This exceptional home offers the Florida lifestyle you've been dreaming of. Don't miss this opportunity—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,129
Sqft
0.1 ac
Lot size
1
Garage
1973
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,509 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,509/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.4%
$/sqft vs Pinellas Park actives
$190 vs $219
Days on market
7 vs 57 typical
Where $190/sqft sits among the 218 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
3,194
Median age
71
Median income
$52,071
Median home value
$282,300
Avg household
2
Households w/ children
118
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$300K → $303K
Pinellas Park median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
120 of 218
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 3474 101ST TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$215,000
9724 36TH STREET N · same community
2 bd · 1.5 ba · 1,111 sqft · $194/sqft · 9 DOM
Sold · Oct ’26$278,000
9932 34TH WAY N · same community
2 bd · 2 ba · 1,153 sqft · $241/sqft · 2 DOM
Sold · May ’26$190,000
3400 97TH TERRACE N · same community
2 bd · 2 ba · 1,165 sqft · $163/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 3474 101ST TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3474 101ST TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3474 101ST TERRACE N FAQs
What would the monthly payment be for 3474 101ST TERRACE N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,509/mo — principal and interest, the actual property-tax bill, the $485/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3474 101ST TERRACE N?+
The association fee works out to $485 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3474 101ST TERRACE N?+
The most recent tax bill on record (2025) was $3,509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3474 101ST TERRACE N?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $215,000, this home is listed about 28% below the Pinellas Park median of $299,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3474 101ST TERRACE N?+
Pinellas Central Elementary School (elementary), FitzGerald Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Chip Hall, Jr. MLS #TB8562105.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Pinellas Park homes, in your inbox
Like 3474 101ST TERRACE N but not quite? A daily digest of every new listing in Pinellas Park — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kyler to ping you on any price or status change →