CENTURY 21 Edge
Pending
$549,9003 bd2.5 ba2,450 sqft$224 /sqft≈$4,559 /mo all-in ↓

12960 ROYAL GEORGE AVENUE, ODESSA, FL, 33556

Pending1 days on marketListed Oct 30, 2026MLS #TB8562178

✦ Priced 19% below the ODESSA 33556 medianSingle Family ResidenceCANTERBURY VILLAGE

About this home

12960 ROYAL GEORGE AVENUE

The perfect blend of stylish & comfortable Florida living in this well maintained 3-bedroom, 2.5-bath home, nestled within the highly desirable, 24-hour guard-gated golf community of The Eagles. You'll appreciate the inviting atmosphere and thoughtfully designed living spaces that make this home ideal for both everyday living & effortless entertaining. The welcoming foyer opens to the formal living & dining areas, creating an elegant first impression. The spacious family room flows seamlessly into the kitchen & breakfast nook, offering an inviting gathering space with picturesque views of the private backyard. The kitchen features corian countertops, stylish tile backsplash, stainless appliances, & a charming window overlooking the lush outdoor setting. A convenient glass door pantry & additional storage beneath the staircase provide plenty of room to keep everything organized. A centrally located powder room adds convenience for guests. Step outside & experience your personal slice of paradise. The lanai defines Florida living at its best boasting a fully fenced backyard offering a peaceful, private setting ... complete with a newly re-screened lanai & freshly finished patio floor. A beautifully crafted wood staircase leads to an exceptionally spacious primary suite, featuring two walk-in closets, a private en-suite bathroom providing an oversized walk-in shower, new seamless entry with tiled walls, & newly installed dual vanities with solid surfaces. The generously sized secondary bedrooms provide comfort & versatility, while the natural light-filled bonus room, complete with French doors, offers endless possibilities - your perfect home office, fitness studio, media room, or additional flex space tailored to your lifestyle. Beautiful wood-plank flooring throughout the first floor, newer regularly serviced A/C system (2021) & roof replaced (2018). Plantation shutters and ceiling fans thru-out & updated family room blinds. Freshly painted interior doors & baseboards throughout. Living in The Eagles means enjoying more than just a beautiful home ... it's a lifestyle. Highly sought after 24-hour guard gate championship golf community, a restaurant & clubhouse, tennis, basketball & pickleball courts, shaded playground, & a reservable pavilion with restrooms are the amenities you will enjoy in this Golf community. Clubhouse and restaurant memberships available separately & not included in the Master HOA. There is no CDD fee and Golf Carts are permitted. Conveniently located near highly-rated schools, Tampa International Airport, premier shopping, dining, and some of Florida's most beautiful Gulf Coast beaches ... this exceptional property offers the perfect balance of peaceful surroundings and everyday convenience. Call for your private showing today. NOTE: Washer, Dryer & Camera System DO NOT CONVEY! Social Membership has initial fees and Golf Membership is additional above Social Membership. What is disclosed is the monthly Social Membership fee. Please contact HOA for details.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,450

Sqft

0.21 ac

Lot size

2

Garage

1997

Year built

Two

Levels

$224

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorIrrigation System · Private Entrance · Private Yard · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$58/mo
Taxes (2025)$3,865/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,559 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,775
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$322
HOA fee — from the listing$58
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,247Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,247
Interest rate7.50%
Loan term

Estimated payment

$4,559/mo

Principal & interest$3,775
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$322
HOA / condo fee$58
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$528KedgeAI estimate $608,847 · range $567K–$633K$659K

vs edgeAI estimate

−9.7%

Days on market

1 vs 62 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagles

Drive times from this address

Tampa Int’l Airport (TPA)≈ 34 min
Downtown Tampa≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

Eagles — neighborhood snapshot

Population

665

Median age

34

Median income

$191,818

Median home value

$489,900

Avg household

3

Households w/ children

122

For the school run

Hillsborough County School District

MiddleFarnell Middle School★★★★★
ElementaryBryant Elementary School★★★★★
HighSickles High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketLeans seller — 3.1 months of inventoryBuyer’s market

$705K → $700K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Oct 30, 2026Listed at $549,900 · 1 days on market since
1997Built · CANTERBURY VILLAGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12960 ROYAL GEORGE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12960 ROYAL GEORGE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12960 ROYAL GEORGE AVENUE FAQs

What would the monthly payment be for 12960 ROYAL GEORGE AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,559/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12960 ROYAL GEORGE AVENUE?+

The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12960 ROYAL GEORGE AVENUE?+

The most recent tax bill on record (2025) was $3,865. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12960 ROYAL GEORGE AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $549,900, this home is listed about 21% below the Odessa median of $700,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12960 ROYAL GEORGE AVENUE?+

Farnell Middle School (middle), Bryant Elementary School (elementary), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ODESSA 33556 market on paper

$549,900 is 19% below the ODESSA 33556 median of $675,000, and at $224/sqft it sits under the Odessa average of $326.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Odessa market that averages 62 — if it fits, move quickly.

04Strong assigned schools

Farnell Middle School, Bryant Elementary School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Farnell Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GINGER PERKINS, P.A. · Ginger Perkins. MLS #TB8562178.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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