2616 COVE CAY DRIVE UNIT 906, CLEARWATER, FL, 33760
Active10 days on marketListed Oct 28, 2026MLS #TB8562332
About this home
2616 COVE CAY DRIVE UNIT 906
BREATHTAKING 9TH-FLOOR WATER VIEWS IN THE DESIRABLE COVE CAY COMMUNITY! Experience the beauty of waterfront living in this spacious 1-bedroom, 1.5-bathroom condo located in Clearwater's sought-after, 24-hour guard-gated Cove Cay community! Perched on the 9th floor, offers beautiful water views, a generously sized primary bedroom, and the opportunity to enjoy Florida's resort-style lifestyle every day! Updates include a remodeled kitchen with real wood-slow close cabinets, quartz countertops, upgraded laminate flooring, new HURRICANE RATED WINDOWS AND DOORS, and remodeled bathroom, this unit is move in ready!! One of the standout features of this condo is its EXPANSIVE PRIMARY BEDROOM, thoughtfully enlarged by incorporating the former balcony/lanai space into the interior living area. This unique layout provides additional bedroom space while allowing you to enjoy beautiful water views from the comfort of your home. The spacious floor plan also features a half bath, offering added convenience for everyday living and visiting guests. Upgraded windows further enhance this inviting waterfront retreat. Beyond your front door, discover the exceptional lifestyle that makes Cove Cay one of Clearwater's most desirable waterfront communities! This 24-hour guard-gated community offers a scenic 18-hole public golf course, waterfront marina with boat, jet ski, and kayak rentals, and on-site dining options. Residents can also enjoy community amenities including a swimming pool, hot tub, and fitness facilities. Whether you enjoy golfing, boating, relaxing by the pool, or simply taking in the beautiful surroundings, Cove Cay offers something for everyone! Conveniently located near shopping, restaurants, entertainment, and Clearwater's stunning Gulf beaches, this community offers the perfect combination of peaceful waterfront living and everyday convenience. Whether you're looking for a full-time residence, seasonal retreat, or your own piece of Florida paradise, this 9th-floor condo offers a rare combination of generous living space, beautiful water views, and resort-style surroundings! Don't miss your opportunity to make Cove Cay your home. Schedule your private showing today! Buyer and Buyer's Agent to verify all information, including square footage, community amenities, fees, and restrictions.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
810
Sqft
1972
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,902 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,902/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+74.4%
$/sqft vs Clearwater actives
$265 vs $248
Days on market
10 vs 55 typical
Where $265/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,221
Median age
58
Median income
$75,113
Median home value
$219,331
Avg household
2
Households w/ children
58%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
210 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2616 COVE CAY DRIVE UNIT 906
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$129,900
2616 COVE CAY DRIVE UNIT 102 · same community
1 bd · 1.5 ba · 810 sqft · $160/sqft · 44 DOM
Sold · Aug ’26$155,000
2616 COVE CAY DRIVE UNIT 602 · same community
1 bd · 1.5 ba · 810 sqft · $191/sqft · 114 DOM
Sold · Feb ’26$195,000
2616 COVE CAY DRIVE UNIT 301 · same community
2 bd · 2 ba · 1,050 sqft · $186/sqft · 268 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2616 COVE CAY DRIVE UNIT 906 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2616 COVE CAY DRIVE UNIT 906 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2616 COVE CAY DRIVE UNIT 906 FAQs
What would the monthly payment be for 2616 COVE CAY DRIVE UNIT 906?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,902/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2616 COVE CAY DRIVE UNIT 906?+
The most recent tax bill on record (2025) was $2,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2616 COVE CAY DRIVE UNIT 906?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $214,900, this home is listed about 28% below the Clearwater median of $299,737. The market section on this page shows how the area is trending.
Which schools are assigned to 2616 COVE CAY DRIVE UNIT 906?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Melissa Harbour. MLS #TB8562332.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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