CENTURY 21 Edge
$750,0004 bd3 ba3,051 sqft$246 /sqft≈$5,952 /mo all-in ↓

11510 HUMBER PLACE, TEMPLE TERRACE, FL, 33617

Active7 days on marketListed Oct 30, 2026MLS #TB8562431

Private poolSingle Family ResidenceTHERESA ARBOR

About this home

11510 HUMBER PLACE

YOUR PRIVATE FLORIDA RETREAT AWAITS IN THE HEART OF TEMPLE TERRACE! Discover the perfect blend of space, comfort, privacy, and effortless Florida living in this beautifully updated 4-bedroom, 3-bathroom pool home nestled in the established Theresa Arbor community. Offering over 3,000 square feet of thoughtfully designed SINGLE-STORY living on a generous one-third-acre lot, this home delivers the lifestyle you've been looking for! From the moment you arrive, you'll appreciate the home's inviting presence, mature surroundings, and spacious THREE-CAR GARAGE. Step inside to discover soaring ceilings, abundant natural light, and a versatile split-bedroom floor plan designed for both everyday comfort and entertaining. Additional flex space offers endless possibilities for a home office, fitness room, or media lounge. The refreshed kitchen and updated bathrooms add modern style and convenience. BUT THE REAL SHOWSTOPPER IS WAITING OUT BACK! Imagine morning coffee overlooking your private pool, sunny afternoons cooling off in the water, and relaxing evenings under the covered lanai. Complete with a POOL HEATER AND CHILLER, the screened outdoor living area is designed for enjoying the Florida lifestyle throughout the seasons. Whether entertaining guests or simply unwinding, this backyard feels like your own personal getaway! A NEW ROOF IN 2025 offers added peace of mind, while the three-car garage provides plenty of room for vehicles, storage, and hobbies. Enjoy the charm of an established neighborhood with a LOW ANNUAL HOA. Conveniently located near the University of South Florida, Moffitt Cancer Center, major medical facilities, parks, golf, shopping, dining, and Tampa's major commuter routes, this home offers an ideal balance of peaceful living and everyday convenience. WHY SETTLE FOR ORDINARY WHEN YOU CAN HAVE SPACE, PRIVACY, A BEAUTIFUL POOL, AND THE FLORIDA LIFESTYLE ALL IN ONE PLACE? Homes offering this combination of single-story living, generous square footage, a private pool, and a three-car garage are worth experiencing in person. Beyond the home, you'll love being part of Temple Terrace, a charming golf cart community known for its beautiful parks, recreational opportunities, and welcoming atmosphere. Just minutes away are the Temple Terrace Family Recreation Center, the semi-private Temple Terrace Golf & Country Club, and numerous parks and outdoor spaces. Schedule your private showing today and discover what makes 11510 Humber Place so special!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,051

Sqft

0.33 ac

Lot size

3

Garage

1988

Year built

One

Levels

$246

Per sqft

Private poolFireplacePool viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorGarden · Irrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$18/mo
Taxes (2025)$9,275/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,952 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,720
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$773
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate7.50%
Loan term

Estimated payment

$5,952/mo

Principal & interest$4,720
PMI (est., until 20% equity)$281
Property taxes (actual bill)$773
HOA / condo fee$18
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$640KedgeAI estimate $731,983 · range $666K–$770K$801K

vs edgeAI estimate

+2.5%

$/sqft vs Temple Terrace actives

$246 vs $194

Days on market

7 vs 44 typical

Where $246/sqft sits among the 75 Temple Terrace actives

19
15
15
16
5 · this home
5
$120–151$151–182$182–213$213–244$244–275$275+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Temple Terrace

Drive times from this address

Downtown Tampa≈ 18 min
Tampa Int’l Airport (TPA)≈ 29 min
Walt Disney World≈ 67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Temple Terrace. See the full Temple Terrace guide →

TEMPLE TERRACE 33617 — neighborhood snapshot

Population

47,851

Median age

33.6

Median income

$50,948

Median home value

$296,900

Avg household

2.3

Households w/ children

5,225

For the school run

Hillsborough County School District

ElementaryTemple Terrace Elementary School★★★★★
MiddleGreco Middle Magnet School★★★★★
HighKing High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Temple Terrace market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$380K → $398K

Temple Terrace median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

44 of 75

Temple Terrace actives have cut their price

Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 329% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →

Paper trail

This home's history

Oct 30, 2026Listed at $750,000 · 7 days on market since
1988Built · THERESA ARBOR

Reality check

What actually sold near 11510 HUMBER PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11504 MOFFAT PLACESold · Jun ’26

$740,000

11504 MOFFAT PLACE · same community

4 bd · 3 ba · 3,000 sqft · $247/sqft · 50 DOM

6318 N QUEENSWAY DRIVESold · Nov ’25

$530,000

6318 N QUEENSWAY DRIVE · same community

5 bd · 3 ba · 2,761 sqft · $192/sqft · 11 DOM

11510 MOFFAT PLACESold · Nov ’25

$585,000

11510 MOFFAT PLACE · same community

4 bd · 3 ba · 2,717 sqft · $215/sqft · 184 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 11510 HUMBER PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11510 HUMBER PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11510 HUMBER PLACE FAQs

What would the monthly payment be for 11510 HUMBER PLACE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,952/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11510 HUMBER PLACE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11510 HUMBER PLACE?+

The most recent tax bill on record (2025) was $9,275. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11510 HUMBER PLACE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Temple Terrace?+

At $750,000, this home is listed about 126% above the Temple Terrace median of $332,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11510 HUMBER PLACE?+

Temple Terrace Elementary School (elementary), Greco Middle Magnet School (middle), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$750,000 runs 329% above the TEMPLE TERRACE 33617 median — but at 3,051 sqft it's also nearly twice the size of the typical Temple Terrace listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 7 days on market in a Temple Terrace market that averages 44 — if it fits, move quickly.

Listing courtesy of COLDWELL BANKER REALTY · Andrea Webb. MLS #TB8562431.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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