
2524 W CARMEN STREET UNIT 2526, TAMPA, FL, 33609
Pending5 days on marketListed Oct 30, 2026MLS #TB8562463
About this home
2524 W CARMEN STREET UNIT 2526
Duplex opportunity in the coveted Plant High School District. Both updated units have 2 bedrooms and 1 full bath with their own washer / dryer plus fenced yard area. Established tenants, individual water and electric meters. Enjoy walkability to multiple restaurants and Vila Brothers Park. Just minutes to I-275, Downtown and South Tampa too... ideal short and long term opportunity surrounded by single family homes.
Facts & features
The home at a glance
4
Bedrooms
1,200
Sqft
0.11 ac
Lot size
1969
Year built
One
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,862 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,862/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$358 vs $278
Days on market
5 vs 55 typical
Where $358/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Armory Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Armory Gardens — neighborhood snapshot
Population
1,424
Median age
41
Median income
$81,744
Median home value
$456,338
Avg household
2
Households w/ children
141
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
191 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2524 W CARMEN STREET UNIT 2526
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$410,000
2710 W CYPRESS STREET · same community
3 bd · 1 ba · 1,162 sqft · $353/sqft · 63 DOM
Sold · Feb ’26$530,000
2503 W GRAY STREET · same community
2 bd · 2 ba · 1,148 sqft · $462/sqft · 5 DOM
Sold · Dec ’25$360,000
2723 W STATE STREET · same community
3 bd · 2 ba · 1,290 sqft · $279/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2524 W CARMEN STREET UNIT 2526 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2524 W CARMEN STREET UNIT 2526 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2524 W CARMEN STREET UNIT 2526 FAQs
What would the monthly payment be for 2524 W CARMEN STREET UNIT 2526?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,862/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2524 W CARMEN STREET UNIT 2526?+
The most recent tax bill on record (2025) was $6,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2524 W CARMEN STREET UNIT 2526?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $430,000, this home is priced right at the Tampa median.
Which schools are assigned to 2524 W CARMEN STREET UNIT 2526?+
West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Amy Greenfield. MLS #TB8562463.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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