2621 COVE CAY DRIVE UNIT 508, CLEARWATER, FL, 33760
Active9 days on marketListed Oct 29, 2026MLS #TB8562486
About this home
2621 COVE CAY DRIVE UNIT 508
PANORAMIC GOLF COURSE, POOL & TAMPA BAY VIEWS! FULLY FURNISHED & MOVE-IN READY! Welcome to paradise in the highly desirable Village II of Cove Cay! Perched on the 5th floor, this beautifully maintained residence offers sweeping views of lush golf course fairways, the sparkling community pool, and Tampa Bay shimmering in the distance. Thoughtfully maintained and exceptionally clean, this inviting condo features numerous improvements, including new windows, refrigerator, dishwasher, shutters, and plantation doors. Attractive luxury vinyl plank flooring enhances the main living areas, creating a fresh, contemporary atmosphere. The spacious enclosed porch provides a versatile bonus area, perfect for a home office, reading retreat, or simply unwinding while enjoying the spectacular scenery. The generously sized primary bedroom features an en-suite bathroom and a large walk-in closet, while an updated half bath offers added convenience for guests. Additional features include a private laundry suite with storage directly across the hall with a full-size washer and dryer, plus an assigned covered carport. Enjoy resort-style amenities just a short stroll away, including a sparkling pool, relaxing spa, fitness center, sauna, billiards room, library, and spacious clubhouse. Cove Cay is known for its beautifully landscaped grounds, full-time security, and exceptional lifestyle, with golf, dining, and boating opportunities available within the community. Whether you're searching for a year-round residence or a seasonal Florida getaway, this fully furnished, move-in-ready condo offers an outstanding opportunity to enjoy waterfront-inspired living without the waterfront price tag. Experience the views. Embrace the lifestyle. Welcome home to Cove Cay!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
810
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,167 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33%
$/sqft vs COVE CAY 26-21 VILLAGE II
$183 vs $169
Days on market
9 vs 56 typical
Where $183/sqft sits among the 6 homes for sale in COVE CAY 26-21 VILLAGE II
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,221
Median age
58
Median income
$75,113
Median home value
$219,331
Avg household
2
Households w/ children
58%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
4 of 6
COVE CAY 26-21 VILLAGE II have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2621 COVE CAY DRIVE UNIT 508
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$129,000
2621 COVE CAY DRIVE UNIT 902 · same community
1 bd · 1.5 ba · 810 sqft · $159/sqft · 65 DOM
Sold · Feb ’26$110,000
2621 COVE CAY DRIVE UNIT 302 · same community
1 bd · 1.5 ba · 810 sqft · $136/sqft · 189 DOM
Sold · Sep ’26$148,000
2621 COVE CAY DRIVE UNIT 802 · same community
1 bd · 1.5 ba · 810 sqft · $183/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2621 COVE CAY DRIVE UNIT 508 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2621 COVE CAY DRIVE UNIT 508 — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2621 COVE CAY DRIVE UNIT 508 FAQs
What would the monthly payment be for 2621 COVE CAY DRIVE UNIT 508?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,167/mo — principal and interest, the actual property-tax bill, the $721/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2621 COVE CAY DRIVE UNIT 508?+
The association fee works out to $721 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2621 COVE CAY DRIVE UNIT 508?+
The most recent tax bill on record (2025) was $2,448. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2621 COVE CAY DRIVE UNIT 508?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $148,000, this home is listed about 51% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2621 COVE CAY DRIVE UNIT 508?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33760 market on paper
$148,000 is 18% below the CLEARWATER 33760 median of $180,000, and at $183/sqft it sits under the Clearwater average of $296.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $721/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Denise Doone. MLS #TB8562486.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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