CENTURY 21 Edge
$799,0002 bd2 ba1,173 sqft$681 /sqft≈$6,126 /mo all-in ↓

1203 GULF DRIVE N UNIT 400, BRADENTON BEACH, FL, 34217

Active9 days on marketListed Oct 30, 2026MLS #TB8562549

✦ Priced 27% below the BRADENTON BEACH 34217 medianCondominiumKEY WEST NORTH

About this home

1203 GULF DRIVE N UNIT 400

Coastal living at its best! Enjoy the ultimate beach lifestyle in this inviting top-floor condo at Key West North Condominiums, a charming four-unit complex located directly across the street from the beach, offering partial Gulf views and refreshing coastal breezes. Whether you’re looking for a year-round island retreat, a second home, or an income-producing vacation rental, this property offers exceptional flexibility with no minimum rental period requirements (Please refer to the City of Bradenton Beach vacation rental license for applicable details). The elevated building features covered ground-level parking under the structure, an elevator, two stairwells, and a private swimming pool resurfaced in 2025. Inside, the spacious living area opens through two sliding glass doors to a wide, ocean-facing balcony—perfect for relaxing and enjoying the Gulf breezes. The kitchen features white cabinetry, stainless steel appliances, and a convenient pantry. The primary bedroom offers a walk-in closet with built-in system and sliding glass doors leading to a private balcony. The primary bathroom includes a single-sink vanity with abundant cabinet and drawer space, along with a walk-in shower, while the guest bathroom features a tub/shower combination. A generously sized laundry room provides a utility sink, upper cabinetry, and direct access to the rear stairway. Additional features include windows and sliding glass doors replaced in 2021, a metal roof installed in 2025, crown molding, two linen closets, and an air-conditioning system installed in 2012. With its desirable beachside location, inviting outdoor spaces, and vacation rental potential, this condo is an excellent opportunity to embrace the laid-back coastal lifestyle and enjoy the best of island living. NOTE: Property information has been obtained from third-party sources believed to be reliable but is not guaranteed. Buyers and their agents should independently verify all information, including property details, rental regulations, and licensing requirements

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,173

Sqft

0.23 ac

Lot size

1999

Year built

One

Levels

$681

Per sqft

Water viewNegotiable

Inside

FlooringCeramic Tile · Linoleum
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Laminate Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Cement Siding · Stucco
FoundationStilt/On Piling
ViewWater
FacesWest
ParkingCovered · Parking Pad · Under Building
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$7,656/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,126 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,028
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$638
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate7.50%
Loan term

Estimated payment

$6,126/mo

Principal & interest$5,028
PMI (est., until 20% equity)$300
Property taxes (actual bill)$638
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $799K
$767KedgeAI estimate $1,260,481 · range $1.2M–$1.3M$1.4M

vs edgeAI estimate

−36.6%

$/sqft vs Bradenton Beach actives

$681 vs $932

Days on market

9 vs 146 typical

Where $681/sqft sits among the 79 Bradenton Beach actives

26
11 · this home
17
9
11
5
$440–657$657–874$874–1091$1091–1308$1308–1525$1525+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton Beach

Drive times from this address

Downtown Tampa≈ 67 min
Tampa Int’l Airport (TPA)≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

BRADENTON BEACH 34217 — neighborhood snapshot

Population

3,676

Median age

69.4

Median income

$80,972

Median home value

$657,400

Avg household

1.71

Households w/ children

118

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer — 12.6 months of inventoryBuyer’s market

$630K → $1.1M

Bradenton Beach median sold, yr/yr

89.5%

Sale-to-list ratio (12 mo)

42 of 79

Bradenton Beach actives have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

Oct 30, 2026Listed at $799,000 · 9 days on market since
1999Built · KEY WEST NORTH

Reality check

What actually sold near 1203 GULF DRIVE N UNIT 400

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1900 GULF DRIVE N UNIT 4Sold · Oct ’26

$1,350,000

1900 GULF DRIVE N UNIT 4

3 bd · 2 ba · 1,212 sqft · $1,114/sqft · 652 DOM

1007 GULF DRIVE N UNIT 213Sold · May ’26

$720,000

1007 GULF DRIVE N UNIT 213

2 bd · 2.5 ba · 1,259 sqft · $572/sqft · 157 DOM

1007 GULF DRIVE N UNIT 203Sold · Nov ’25

$630,000

1007 GULF DRIVE N UNIT 203

2 bd · 2.5 ba · 1,259 sqft · $500/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1203 GULF DRIVE N UNIT 400 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1203 GULF DRIVE N UNIT 400 — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1203 GULF DRIVE N UNIT 400 FAQs

What would the monthly payment be for 1203 GULF DRIVE N UNIT 400?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,126/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1203 GULF DRIVE N UNIT 400?+

The most recent tax bill on record (2025) was $7,656. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1203 GULF DRIVE N UNIT 400?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton Beach?+

At $799,000, this home is listed about 30% below the Bradenton Beach median of $1,144,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1203 GULF DRIVE N UNIT 400?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON BEACH 34217 market on paper

$799,000 is 27% below the BRADENTON BEACH 34217 median of $1,100,000, and at $681/sqft it sits under the Bradenton Beach average of $951.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Domingo Quintero, III. MLS #TB8562549.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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