428 ROOKS LOOP, HAINES CITY, FL, 33844
Active10 days on marketListed Oct 28, 2026MLS #TB8562550
About this home
428 ROOKS LOOP
Enjoy the feel of a like-new home in the quiet Highland Place community of Haines City! Built in 2019 and recently refreshed, this 3-bedroom, 2-bath residence offers more than 1,700 heated square feet, with one of the larger floor plans in the neighborhood. Fresh paint inside and out, and ceramic tile across the entire home create a bright, cohesive look with no carpet to maintain. The kitchen features all-new quartz countertops, a countertop island for extra prep space and casual seating, and stainless steel appliances. Outside, the spacious corner lot offers room to spread out, while the two-car garage adds everyday convenience with its durable epoxy floor. Low HOA fees round out the appeal of this well-kept home at 428 Rooks Loop. Vacant and easy to show, don't miss out on this rare find under $300,000!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,703
Sqft
0.17 ac
Lot size
2
Garage
2019
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,849 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,849/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs Haines City actives
$176 vs $170
Days on market
10 vs 55 typical
Where $176/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
51,255
Median age
39.4
Median income
$63,650
Median home value
$256,300
Avg household
2.86
Households w/ children
5,829
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$315K → $313K
Haines City median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
207 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 428 ROOKS LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$294,000
372 ROOKS LOOP · same community
3 bd · 2 ba · 1,450 sqft · $203/sqft · 84 DOM
Sold · Mar ’26$330,000
1608 FOREST HILLS LANE
4 bd · 2 ba · 1,689 sqft · $195/sqft · 629 DOM
Sold · Sep ’26$282,000
196 TRACY COURT E
3 bd · 2 ba · 1,756 sqft · $161/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 428 ROOKS LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 428 ROOKS LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
428 ROOKS LOOP FAQs
What would the monthly payment be for 428 ROOKS LOOP?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,849/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 428 ROOKS LOOP?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 428 ROOKS LOOP?+
The most recent tax bill on record (2025) was $5,358. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 428 ROOKS LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $299,999, this home is priced right at the Haines City median.
Which schools are assigned to 428 ROOKS LOOP?+
Horizons Elementary School (elementary), Haines City Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Philip Bach, PA. MLS #TB8562550.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Haines City homes, in your inbox
Like 428 ROOKS LOOP but not quite? A daily digest of every new listing in Haines City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anthony to ping you on any price or status change →