CENTURY 21 Edge
$785,0004 bd3 ba2,940 sqft$267 /sqft≈$6,235 /mo all-in ↓

11512 NAVEL ORANGE WAY, TAMPA, FL, 33626

Active7 days on marketListed Oct 30, 2026MLS #TB8562556

Single Family ResidenceRESERVE AT CITRUS PARK

About this home

11512 NAVEL ORANGE WAY

Come See this newer, beautuiful, GATED single-family home located in the highly desirable Reserve at Citrus Park / Westchase area. Built in 2020, this spacious two-story property offers modern masonry/stucco architecture, 4 bedrooms, 3 full bathrooms, and a substantial 2,940 square feet of living space sitting on a 6,098 square foot lot. Step inside to discover an airy, light-filled layout showcasing superior construction with a durable concrete block foundation and energy-efficient elements. The open-concept lower level flows gracefully into a chef’s kitchen with central climate controls to keep you comfortable year-round. Upstairs offers great versatility for a game room, home theater, or workspace. Nestled inside a highly desirable pocket of 33626 - Enjoy incredibly low HOA dues and NO CDD fees. This property delivers absolute peace of mind with a minimal flood risk profile. Don't miss your chance to own a nearly-new gem of just under six years! Don't forget to ASK your Realtor or ME Don't forget... one of Tampa's hottest zip codes! Amazing Schools! Please ASK your Realtor for the Features List - It'll WOW you! If you are not working with someone - I'm happy to give them to you as well!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,940

Sqft

0.14 ac

Lot size

3

Garage

2020

Year built

Two

Levels

$267

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Cooktop · Electric Water Heater
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Thermostat · Stone Counters · Walk-In Closet(s)
LaundryInside · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ExteriorPrivate Yard · Sidewalk · Sliding Doors · Smart Lock(s)

Community & fees

HOA fee$130/mo
Taxes (2025)$8,533/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,235 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,940
PMI (est., until 20% equity)$294
Property tax — 2025 actual bill$711
HOA fee — from the listing$130
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,500
Interest rate7.50%
Loan term

Estimated payment

$6,235/mo

Principal & interest$4,940
PMI (est., until 20% equity)$294
Property taxes (actual bill)$711
HOA / condo fee$130
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $785K
$630KedgeAI estimate $676,567 · range $656K–$697K$816K

vs edgeAI estimate

+16%

$/sqft vs Tampa actives

$267 vs $278

Days on market

7 vs 55 typical

Where $267/sqft sits among the 400 Tampa actives

129
118 · this home
67
41
18
27
$148–231$231–313$313–396$396–478$478–561$561+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Drive times from this address

Tampa Int’l Airport (TPA)≈ 18 min
Downtown Tampa≈ 21 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33626 — neighborhood snapshot

Population

30,575

Median age

41.1

Median income

$127,118

Median home value

$577,100

Avg household

2.53

Households w/ children

3,908

For the school run

Hillsborough County School District

MiddleDavidsen Middle School★★★★★
ElementaryWestchase Elementary School★★★★★
HighAlonso High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$410K → $425K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

191 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 101% above the TAMPA 33626 median. See the full Tampa market guide →

Paper trail

This home's history

Oct 30, 2026Listed at $785,000 · 7 days on market since
2020Built · RESERVE AT CITRUS PARK

Reality check

What actually sold near 11512 NAVEL ORANGE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11612 NAVEL ORANGE WAYSold · Dec ’25

$685,000

11612 NAVEL ORANGE WAY · same community

5 bd · 3 ba · 2,479 sqft · $276/sqft · 21 DOM

11613 SWEET TANGERINE LANESold · Apr ’26

$625,000

11613 SWEET TANGERINE LANE · same community

5 bd · 3 ba · 2,479 sqft · $252/sqft · 253 DOM

8033 CLEMENTINE LANESold · Oct ’26

$775,000

8033 CLEMENTINE LANE

4 bd · 3.5 ba · 2,953 sqft · $262/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 11512 NAVEL ORANGE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11512 NAVEL ORANGE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11512 NAVEL ORANGE WAY FAQs

What would the monthly payment be for 11512 NAVEL ORANGE WAY?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,235/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11512 NAVEL ORANGE WAY?+

The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11512 NAVEL ORANGE WAY?+

The most recent tax bill on record (2025) was $8,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11512 NAVEL ORANGE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $785,000, this home is listed about 83% above the Tampa median of $429,900. The market section on this page shows how the area is trending.

Which schools are assigned to 11512 NAVEL ORANGE WAY?+

Davidsen Middle School (middle), Westchase Elementary School (elementary), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$785,000 runs 101% above the TAMPA 33626 median — but at 2,940 sqft it's also nearly twice the size of the typical Tampa listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 7 days on market in a Tampa market that averages 55 — if it fits, move quickly.

04Strong assigned schools

Davidsen Middle School, Westchase Elementary School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Westchase Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of FUTURE HOME REALTY INC · Sherri Holmes. MLS #TB8562556.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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