804 GOLF ISLAND DRIVE, APOLLO BEACH, FL, 33572
Active10 days on marketListed Oct 29, 2026MLS #TB8562949
About this home
804 GOLF ISLAND DRIVE
Welcome to 804 Golf Island Drive, where waterfront living meets exceptional versatility in the heart of Apollo Beach! Situated on approximately a quarter-acre lot with 82 feet of saltwater canal frontage, this 4-bedroom, 3.5-bathroom home offers 2,585 square feet of living space, a private swimming pool, dock, boat lift, and the Florida boating lifestyle you've been searching for! One of the property's standout features is the lower-level space currently utilized as a mother-in-law suite, complete with its own private entrance, offering added flexibility for extended family, guests, or potential rental use. The elevated design provides additional functional space, while the main residence features spacious living areas, abundant natural light, a fireplace with built-ins, granite countertops, and a first-floor primary suite. Upstairs, additional bedrooms and an expansive enclosed balcony provide comfortable accommodations and inviting spaces to unwind. Step outside to your own waterfront retreat, where you can entertain poolside, enjoy beautiful canal views, or head out on the water directly from your private dock. With no mandatory HOA fees or CDD fees historically reported, this property offers appealing flexibility for full-time residents, seasonal homeowners, and investors. Conveniently located near waterfront dining, marinas, shopping, and everything Apollo Beach has to offer, this is an incredible opportunity to enjoy waterfront living with added versatility. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,585
Sqft
0.24 ac
Lot size
1990
Year built
Three Or More
Levels
$426
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,653 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,653/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.8%
$/sqft vs Apollo Beach actives
$426 vs $219
Days on market
10 vs 71 typical
Where $426/sqft sits among the 351 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
26,495
Median age
44.3
Median income
$122,130
Median home value
$472,800
Avg household
2.62
Households w/ children
3,187
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$490K → $479K
Apollo Beach median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
198 of 351
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 171% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 804 GOLF ISLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$500,000
710 EAGLE LANE · same community
3 bd · 2.5 ba · 2,349 sqft · $213/sqft · 77 DOM
Sold · Oct ’26$820,000
937 BUNKER VIEW DRIVE · same community
4 bd · 3 ba · 2,974 sqft · $276/sqft · 653 DOM
Sold · Dec ’25$529,900
817 EAGLE LANE · same community
3 bd · 2 ba · 2,098 sqft · $253/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 804 GOLF ISLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 804 GOLF ISLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
804 GOLF ISLAND DRIVE FAQs
What would the monthly payment be for 804 GOLF ISLAND DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,653/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 804 GOLF ISLAND DRIVE?+
The most recent tax bill on record (2025) was $13,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apollo Beach?+
At $1,100,000, this home is listed about 136% above the Apollo Beach median of $467,000. The market section on this page shows how the area is trending.
Which schools are assigned to 804 GOLF ISLAND DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,100,000 runs 171% above the APOLLO BEACH 33572 median — but at 2,585 sqft it's also 21% larger than the typical Apollo Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Zachary Vath. MLS #TB8562949.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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