CENTURY 21 Edge
$939,9003 bd2 ba1,695 sqft$555 /sqft≈$6,636 /mo all-in ↓

5631 WAXMYRTLE WAY, NAPLES, FL, 34109

Active8 days on marketListed Oct 30, 2026MLS #TB8563005

Single Family ResidenceTALL PINES

About this home

5631 WAXMYRTLE WAY

Welcome home! This quaint single family home is located within the wonderful neighborhood of Tall Pines. Built in 1984 this home has been meticulously maintained while still holding onto its vintage charm. The family/dining area features a vaulted ceiling with three windows to allow the morning sun to shine in. The adjacent spacious eat-in kitchen offers the perfect entertaining space. Split bedrooms with the main bedroom having its own en-suite w/walk-in closet. Home is located on a cul-de-sac providing little traffic & a large lot. The potential for the backyard is limitless in bringing your vision to life! Updates made include vinyl siding, newer roof, hurricane impact windows, freshly painted inside, LVP throughout the entire home & new hot water heater within a low HOA of $79.00/monthly. Tall Pines is located just minutes from top rated schools, Naples’ world class beaches, fine dining and shopping. This home is ideal for families, seasonal residents or investors seeking rental potential within an established neighborhood and a move in ready home. Schedule your appointment to see this home today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,695

Sqft

0.37 ac

Lot size

2

Garage

1984

Year built

One

Levels

$555

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesEast
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$79/mo
Taxes (2025)$1,555/yr
PetsDogs OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,636 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,915
PMI (est., until 20% equity)$352
Property tax — 2025 actual bill$130
HOA fee — from the listing$79
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $93,990Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $93,990
Interest rate7.50%
Loan term

Estimated payment

$6,636/mo

Principal & interest$5,915
PMI (est., until 20% equity)$352
Property taxes (actual bill)$130
HOA / condo fee$79
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $940K
$539KedgeAI estimate $623,448 · range $561K–$673K$977K

vs edgeAI estimate

+50.8%

$/sqft vs Naples actives

$555 vs $311

Days on market

8 vs 31 typical

Where $555/sqft sits among the 40 Naples actives

17
10
6
4 · this home
1
2
$183–279$279–374$374–469$469–564$564–659$659+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tall Pines

Get to know Naples. See the full Naples guide →

Tall Pines — neighborhood snapshot

Population

210

Median age

38

Median income

$60,978

Median home value

$650,000

Avg household

2

Households w/ children

27%

For the school run

Collier County School District

HighBarron Collier High School★★★★★
ElementaryOsceola Elementary School★★★★★
MiddlePine Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans buyer — 8.0 months of inventoryBuyer’s market

$560K → $450K

Naples median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

11 of 40

Naples actives have cut their price

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Oct 30, 2026Listed at $939,900 · 8 days on market since
1984Built · TALL PINES

Reality check

What actually sold near 5631 WAXMYRTLE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2751 S PINES DRIVE UNIT 10Sold · Jan ’26

$225,000

2751 S PINES DRIVE UNIT 10 · same community

2 bd · 1.5 ba · 1,048 sqft · $215/sqft · 144 DOM

2811 S PINES DRIVE UNIT 20Sold · May ’26

$185,000

2811 S PINES DRIVE UNIT 20 · same community

2 bd · 1.5 ba · 1,048 sqft · $177/sqft · 33 DOM

2820 S PINES DRIVE UNIT 128Sold · Mar ’26

$229,000

2820 S PINES DRIVE UNIT 128 · same community

2 bd · 1.5 ba · 1,048 sqft · $219/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5631 WAXMYRTLE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5631 WAXMYRTLE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5631 WAXMYRTLE WAY FAQs

What would the monthly payment be for 5631 WAXMYRTLE WAY?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,636/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5631 WAXMYRTLE WAY?+

The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5631 WAXMYRTLE WAY?+

The most recent tax bill on record (2025) was $1,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5631 WAXMYRTLE WAY?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Naples?+

At $939,900, this home is listed about 79% above the Naples median of $524,450. The market section on this page shows how the area is trending.

Which schools are assigned to 5631 WAXMYRTLE WAY?+

Barron Collier High School (high), Osceola Elementary School (elementary), Pine Ridge Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Melinda Reed. MLS #TB8563005.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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