
112 CUMBERLAND STREET, LAKE PLACID, FL, 33852
Active3 days on marketListed Nov 3, 2026MLS #TB8563260
About this home
112 CUMBERLAND STREET
Virtually Staged. Well-maintained and priced to sell. This spacious 2,108 sq ft, 4-bed, 3-bath home sits on 3.53 acres of AU-zoned land with no HOA, set back from a county-maintained road in Lake Placid. The big-ticket items are done: a 2023 roof, 2021 A/C, a new well pump under its own covered pump house, septic serviced in 2026 and a new 1-car steel carport over a concrete slab. A long milled driveway leads up to a new front deck, with plenty of room out front for open parking. Inside, there’s ample living space between the large bedrooms and two kitchens. Tile runs throughout under 9-foot ceilings, with interior paint refreshed in recent years. The living room flows into the kitchen and dining area, with transom windows that pull in natural light. The main kitchen has white raised-panel cabinetry and a double stainless sink. The oversized primary suite has windows facing the pines and a walk-in closet. A Jack-and-Jill bath connects it to the 4th bedroom, which has its own closet and works well as an office. A second kitchen with an electric cooktop, stainless sink and space for a fridge opens to its own living area, with a slider and a private exterior entrance. Use it for guests or as your own retreat. A second large bedroom has its own bath with a granite vanity, brushed-nickel fixtures, and a tiled walk-in shower with sliding glass doors and a grab bar. One more bedroom and a third bath complete the layout. Outside, you’ll find a 728 sq ft concrete block outbuilding, an additional storage shed, and cleared areas adjacent to the house, with trails through the tall pines. There’s room for gardens, animals, or hobbies. Offered as-is. Space, privacy, and the big updates already done.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,108
Sqft
3.53 ac
Lot size
2007
Year built
One
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,417 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,417/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Placid actives
$142 vs $195
Days on market
3 vs 69 typical
Where $142/sqft sits among the 42 Lake Placid actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
22,600
Median age
54.2
Median income
$54,284
Median home value
$213,500
Avg household
2.22
Households w/ children
1,920
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$245K → $230K
Lake Placid median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
22 of 42
Lake Placid actives have cut their price
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1893% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 112 CUMBERLAND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$775,000
503 BEAR ROAD ROAD
3 bd · 2.5 ba · 2,108 sqft · $368/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 112 CUMBERLAND STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 112 CUMBERLAND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
112 CUMBERLAND STREET FAQs
What would the monthly payment be for 112 CUMBERLAND STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,417/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 112 CUMBERLAND STREET?+
The most recent tax bill on record (2025) was $865. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Placid?+
At $299,000, this home is listed about 5% above the Lake Placid median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 112 CUMBERLAND STREET?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$299,000 runs 1893% above the LAKE PLACID 33852 median — but at 2,108 sqft it's also 39% larger than the typical Lake Placid listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Lake Placid market that averages 69 — if it fits, move quickly.
04Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Zoltan Vincze. MLS #TB8563260.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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