9644 105TH TERRACE, LARGO, FL, 33773
Active3 days on marketListed Nov 4, 2026MLS #TB8563598
About this home
9644 105TH TERRACE
Beautiful home in Lake Park! Move in ready condition! As you enter the home you are greeted by the light and bright open floor plan. Most windows are viewing the lush backyard and the HEATED pool. This home is great for entertaining with both a formal living room and a family room. The kitchen is a chef’s dream, showcasing hardwood cabinets and TONS of space on the granite countertops. Plenty of dining options with both a breakfast bar and dining space off of the kitchen – great for gatherings or casual meals. The vaulted screened lanai is perfect for parties or gatherings of family and friends. This outdoor entertaining area is complete with an outdoor kitchen featuring a natural gas grill – No need to refill a tank! The primary bedroom is large and includes an en-suite bathroom and French-doors leading to the pavered pool deck. Both bathrooms have been beautifully redone, it feels like you are at an exclusive spa! BOTH the primary and guest bathrooms feature dual sink vanities. Split bedroom layout allows for privacy for all. The spacious fenced yard has lush landscaping and is easily maintained with the irrigation system (sprinkler well isn’t metered – SAVES YOU MONEY!). Plenty of room to play catch, or fetch, or just putter in the yard. Updates include: New AC (2021) , and New Water Heater (2021). Located in a HIGH AND DRY, X flood zone, C evacuation zone. Lake Park is an established, deed restricted neighborhood with sidewalks, streetlights and is comprised of beautifully kept executive homes. Located about 15 minutes from world famous beaches, and about 30 minutes to Tampa International airport or Downtown St. Pete.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,720
Sqft
0.21 ac
Lot size
2
Garage
1980
Year built
One
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,074 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,074/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.6%
$/sqft vs Largo actives
$378 vs $225
Days on market
3 vs 49 typical
Where $378/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Lake Park — neighborhood snapshot
Population
1,051
Median age
55
Median income
$175,469
Median home value
$434,000
Avg household
3
Households w/ children
70%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$321K → $360K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 160% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 9644 105TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$533,000
10943 90TH AVENUE
3 bd · 2 ba · 1,812 sqft · $294/sqft · 24 DOM
Sold · Jan ’26$415,000
8656 MAGNOLIA DRIVE
4 bd · 3 ba · 1,627 sqft · $255/sqft · 21 DOM
Sold · Apr ’26$420,000
8808 90TH WAY N
3 bd · 2 ba · 1,607 sqft · $261/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9644 105TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9644 105TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9644 105TH TERRACE FAQs
What would the monthly payment be for 9644 105TH TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,074/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9644 105TH TERRACE?+
The most recent tax bill on record (2025) was $6,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9644 105TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $650,000, this home is listed about 133% above the Largo median of $279,450. The market section on this page shows how the area is trending.
Which schools are assigned to 9644 105TH TERRACE?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 160% above the LARGO 33773 median — but at 1,720 sqft it's also 45% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Largo market that averages 49 — if it fits, move quickly.
04Strong assigned schools
Osceola Middle School, Starkey Elementary School, Pinellas Park High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Forrest Murphy, Jr. MLS #TB8563598.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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