604 TAHITI COURT, PUNTA GORDA, FL, 33950
Active2 days on marketListed Nov 5, 2026MLS #TB8564157
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Sat, Nov 7
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About this home
604 TAHITI COURT
DEEP WATER CANAL | NO BRIDGES TO CHARLOTTE HARBOR | 96' SEAWALL | RV GARAGE | NO HOA | ELEVATOR | COVERED DOCK | 10,000 LB BOAT LIFT | SWIM SPA | OUTDOOR KITCHEN Built in 2025, this custom-built Punta Gorda waterfront home combines sailboat access, RV accommodations, and space for entertaining. Located on a deep-water canal with no bridges to Charlotte Harbor, enjoy approximately a 10-minute boat ride to open water and a short cruise to Fishermen's Village for waterfront dining, shopping, and entertainment. Boating features include 96 feet of seawall, a covered dock, and a 10,000-pound boat lift. RV owners will appreciate the RV garage with 10.3-foot clearance and 45 foot long. The garage could also be used for boat and trailer parking, car collection, or simply extra storage space. All without HOA restrictions. Inside, the home offers 3 bedrooms and 2 bathrooms on the upper level, with luxury vinyl flooring throughout the main living area, an electric fireplace, and a gourmet kitchen featuring soft-close cabinetry and convenient pull-out storage. A private elevator provides access between floors. Downstairs, an expansive open entertainment area extends the living space with a large gathering area, built-in kitchen, swim spa, outdoor kitchen, and an additional full bathroom with shower. Hurricane screens can be lowered to enclose the space when desired, providing flexibility for entertaining and everyday use. Upper-level covered porches offer additional outdoor living space. Convenient to downtown Punta Gorda, Gilchrist Park, and Fishermen's Village, this property brings boating access, RV accommodations, and indoor-outdoor entertaining together in one location.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,838
Sqft
0.18 ac
Lot size
2025
Year built
Two
Levels
$598
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,112 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,112/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
Days on market
2 vs 65 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,955
Median age
65.4
Median income
$76,369
Median home value
$433,800
Avg household
1.95
Households w/ children
1,551
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 272% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 604 TAHITI COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 604 TAHITI COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
604 TAHITI COURT FAQs
What would the monthly payment be for 604 TAHITI COURT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,112/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 604 TAHITI COURT?+
The most recent tax bill on record (2026) was $7,406. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 604 TAHITI COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,100,000, this home is listed about 206% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 604 TAHITI COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,100,000 runs 272% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FLORIDA EXECUTIVE REALTY 2 · Jennifer Sparacino. MLS #TB8564157.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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