2459 FRANCISCAN DRIVE UNIT 3, CLEARWATER, FL, 33763
Active1 days on marketListed Nov 6, 2026MLS #TB8564640
Come see it
Upcoming open house
Sun, Nov 8
12:00 PM – 2:00 PM
OPEN HOUSE: Sunday 12:00 PM - 2:00 PM. Beautifully updated first-floor condo featuring a completely remodeled kitchen, hard-surface flooring throughout, and an open floor plan designed for comfortable everyday living and entertaining. Located in the highly desirable On Top of the World 55+ community, residents enjoy an active lifestyle with outstanding amenities. Stop by and see all this move-in-ready home has to offer! For more information call Leroy Hunton 727-543-7830
About this home
2459 FRANCISCAN DRIVE UNIT 3
Beautifully updated first-floor condo in the sought-after 55+ community of On Top of the World! This move-in-ready home features an open floor plan, a stunning remodeled kitchen with modern finishes, and durable hard-surface flooring throughout. Enjoy the convenience of ground-floor living with no stairs and easy access to parking and amenities. OTOW offers golf, pools, fitness center, numerous social activities, and maintenance-free living. A perfect blend of comfort, style, and convenience!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
3 ac
Lot size
1974
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,790 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,790/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+68.9%
$/sqft vs ON TOP OF THE WORLD
$191 vs $143
Days on market
1 vs 56 typical
Where $191/sqft sits among the 238 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
On Top Of The World — neighborhood snapshot
Population
5,689
Median age
67
Median income
$51,862
Median home value
$191,297
Avg household
2
Households w/ children
361
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
132 of 238
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2459 FRANCISCAN DRIVE UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$108,000
2431 CANADIAN WAY UNIT 9 · same community
2 bd · 1 ba · 1,100 sqft · $98/sqft · 79 DOM
Sold · Nov ’25$162,500
2454 AUSTRALIA WAY E UNIT 10 · same community
2 bd · 2 ba · 1,100 sqft · $148/sqft · 31 DOM
Sold · Dec ’25$175,000
2071 AUSTRALIA WAY W UNIT 9 · same community
2 bd · 2 ba · 1,100 sqft · $159/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2459 FRANCISCAN DRIVE UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2459 FRANCISCAN DRIVE UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2459 FRANCISCAN DRIVE UNIT 3 FAQs
What would the monthly payment be for 2459 FRANCISCAN DRIVE UNIT 3?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,790/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2459 FRANCISCAN DRIVE UNIT 3?+
The most recent tax bill on record (2025) was $1,156. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2459 FRANCISCAN DRIVE UNIT 3?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $209,900, this home is listed about 30% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2459 FRANCISCAN DRIVE UNIT 3?+
Leila Davis Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$209,900 runs 31% above the CLEARWATER 33763 median.
02Fresh on the market
Only 1 day on market in a Clearwater market that averages 56 — if it fits, move quickly.
03Strong assigned schools
Leila Davis Elementary School, Countryside High School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Leroy Hunton. MLS #TB8564640.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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