964 PORTER DRIVE, LARGO, FL, 33771
Active2 days on marketListed Nov 5, 2026MLS #TB8564767
Come see it
Upcoming open house
Sat, Nov 7
2:00 AM – 4:00 PM
Imagine morning coffee overlooking the water, cozy evenings by the fireplace, and a home designed around your lifestyle! Opportunities to find this much character and waterfront charm don't come along every day. Make your move—schedule your private showing today and see the possibilities for yourself!
About this home
964 PORTER DRIVE
Virtually Staged. CHARM, CHARACTER & PEACEFUL WATERFRONT LIVING (Allen's Creek)! Welcome to this 3-bedroom, 2-bath home filled with character and possibilities! One of the home's most distinctive features is the beautiful exposed brick wall showcasing a double-sided fireplace shared between the living and dining areas, creating a warm and inviting atmosphere that's hard to find in today's homes. French doors lead to two screened patios, offering wonderful spaces to relax, entertain, and enjoy the peaceful lake setting just beyond the backyard. This home offers a great opportunity to bring your personal vision to life. Several improvements have already been completed, including a main roof replacement in 2019, flat roof in 2017, flooring approximately five years old, a replaced garage door, sprinkler system installed in 2018, electrical panel updated in 2010, water heater replaced in 2018, and A/C system installed in 2016. Additional features include a security system. With its distinctive architectural details, outdoor living spaces, and beautiful natural backdrop, this home is ready for its next chapter. Conveniently located near shopping, dining, parks, and Gulf beaches. Bring your creativity and discover the potential of this charming Largo property!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,727
Sqft
0.24 ac
Lot size
1959
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,172 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs Largo actives
$304 vs $223
Days on market
2 vs 49 typical
Where $304/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Suburban Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Suburban Estates — neighborhood snapshot
Population
521
Median age
47
Median income
$93,317
Median home value
$359,460
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$321K → $360K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 964 PORTER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$145,000
1001 STARKEY ROAD UNIT 395
2 bd · 2 ba · 1,749 sqft · $83/sqft · 100 DOM
Sold · Mar ’26$335,000
1050 STARKEY ROAD UNIT 704
3 bd · 2.5 ba · 1,692 sqft · $198/sqft · 250 DOM
Sold · Aug ’26$155,000
1001 STARKEY ROAD UNIT 663
3 bd · 2 ba · 1,776 sqft · $87/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 964 PORTER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 964 PORTER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
964 PORTER DRIVE FAQs
What would the monthly payment be for 964 PORTER DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,172/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 964 PORTER DRIVE?+
The most recent tax bill on record (2025) was $2,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $525,000, this home is listed about 91% above the Largo median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 964 PORTER DRIVE?+
Belcher Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SILVER ROOTS REAL ESTATE GROUP · Sandra Ceballos. MLS #TB8564767.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 964 PORTER DRIVE but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Pedro to ping you on any price or status change →