1235 S HIGHLAND AVENUE UNIT 2-309, CLEARWATER, FL, 33756
Active1 days on marketListed Nov 6, 2026MLS #TB8565012
About this home
1235 S HIGHLAND AVENUE UNIT 2-309
Experience bright and spacious living in this desirable 2-bedroom, 2-bath corner unit located in the sought-after 55+ community of Kalmia Condominiums. This welcoming home features large bedrooms, a comfortable living area, and a cozy dining nook, all filled with abundant natural light. Enjoy total peace of mind with a brand-new HVAC system and ductwork installed in October 2026. The community offers beautifully manicured grounds, a clubhouse, a swimming pool, shuffleboard, on-site laundry facilities, and additional storage. Ideally situated just minutes from the world-famous sugar-sand shores of Clearwater Beach, premier shopping, dining, and the Morton Plant Hospital.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,097
Sqft
0 ac
Lot size
1969
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,241 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,241/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
Days on market
1 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kalmia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Kalmia — neighborhood snapshot
Population
378
Median age
52
Median income
$59,028
Median home value
$383,800
Avg household
2
Households w/ children
62%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1235 S HIGHLAND AVENUE UNIT 2-309 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1235 S HIGHLAND AVENUE UNIT 2-309 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1235 S HIGHLAND AVENUE UNIT 2-309 FAQs
What would the monthly payment be for 1235 S HIGHLAND AVENUE UNIT 2-309?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,241/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1235 S HIGHLAND AVENUE UNIT 2-309?+
The most recent tax bill on record (2025) was $690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1235 S HIGHLAND AVENUE UNIT 2-309?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $139,999, this home is listed about 53% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1235 S HIGHLAND AVENUE UNIT 2-309?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33756 market on paper
$139,999 is 60% below the CLEARWATER 33756 median of $347,200, and at $128/sqft it sits under the Clearwater average of $296.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Clearwater market that averages 56 — if it fits, move quickly.
04Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of 1 PALM REALTY · Welly Garza. MLS #TB8565012.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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