25290 PALISADE ROAD, PUNTA GORDA, FL, 33983
Active1 days on marketListed Nov 6, 2026MLS #TB8565279
About this home
25290 PALISADE ROAD
Welcome to this beautifully maintained 4-bedroom, 2-bathroom home in the desirable Deep Creek community of Punta Gorda! Built in 2023, this single-story home offers close to 2000 square feet of comfortable living space with a spacious, open floor plan. The kitchen features stylish cabinetry, quartz countertops, stainless steel appliances, and a large island, making it perfect for everyday living and entertaining. Enjoy the convenience of a split-bedroom layout, spacious primary suite, and modern finishes throughout. Situated on an oversized 0.26-acre lot, the property also features a fenced backyard with plenty of room to enjoy the Florida lifestyle. An attached 2-car garage adds convenience and extra storage. Best of all, enjoy the benefits of a LOW HOA! Conveniently located near shopping, dining, golf, and everything Punta Gorda has to offer. Don't miss this opportunity to make this wonderful home yours! Property is being sold AS-IS. Seller has never occupied the home and makes no disclosures. Buyer and buyer’s agent are responsible for verifying all information, including any HOA details, fees, and restrictions.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,996
Sqft
0.26 ac
Lot size
2
Garage
2023
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,808 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,808/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.6%
Days on market
1 vs 65 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,143
Median age
55
Median income
$64,635
Median home value
$354,360
Avg household
2
Households w/ children
1,066
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 253% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25290 PALISADE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25290 PALISADE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25290 PALISADE ROAD FAQs
What would the monthly payment be for 25290 PALISADE ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,808/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25290 PALISADE ROAD?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25290 PALISADE ROAD?+
The most recent tax bill on record (2025) was $5,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25290 PALISADE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $299,900, this home is listed about 16% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25290 PALISADE ROAD?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,900 runs 253% above the PUNTA GORDA 33983 median.
02Fresh on the market
Only 1 day on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FUTURE HOME REALTY INC · Ryan Sack. MLS #TB8565279.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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