963 VICTOR HERBERT DRIVE, LARGO, FL, 33771
Active1 days on marketListed Nov 6, 2026MLS #TB8565353
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About this home
963 VICTOR HERBERT DRIVE
Totally updated 3-bedroom, 2-bath home with an open floor plan and 2-car garage. Luxury vinyl plank flooring throughout. Beautifully remodeled kitchen with new cabinets, quartz countertops, built-in wine rack, breakfast bar, and stainless steel appliances. Open floor plan, recessed lighting, double insulated windows and sliders, new baseboards, new doors, hardware and trim. Large primary suite with ample closet space. Primary bathroom features double sinks, quartz countertops, newer vanity cabinets, bathtub with newer shower tile. Large guest bath with quartz countertop, newer vanity, frameless glass shower doors, and newer tile. Large bedrooms: Primary bedroom 11' x 14', 2nd bedroom 9' x 14', 3rd bedroom 9' x 11'. Other features include New 200-amp electrical panel, new paver driveway, PVC fencing, gutters, and wood deck. Peaceful lake views from living room, dining room, kitchen, and primary bedroom. This property is NOT located in a flood zone. Excellent Largo location located just 3.5 miles from the beach and close to everything.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,566
Sqft
0.32 ac
Lot size
1961
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,339 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,339/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Largo actives
$319 vs $225
Days on market
1 vs 49 typical
Where $319/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Suburban Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Suburban Estates — neighborhood snapshot
Population
521
Median age
47
Median income
$93,317
Median home value
$359,460
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$321K → $360K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 963 VICTOR HERBERT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$375,000
1200 COUNTRY CLUB DR UNIT 5404
2 bd · 2 ba · 1,576 sqft · $238/sqft · 138 DOM
Sold · Oct ’26$160,000
1001 STARKEY ROAD UNIT 723
2 bd · 2 ba · 1,529 sqft · $105/sqft · 15 DOM
Sold · Dec ’25$270,000
1100 BELCHER ROAD S UNIT 445
2 bd · 2 ba · 1,516 sqft · $178/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 963 VICTOR HERBERT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 963 VICTOR HERBERT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
963 VICTOR HERBERT DRIVE FAQs
What would the monthly payment be for 963 VICTOR HERBERT DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,339/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 963 VICTOR HERBERT DRIVE?+
The most recent tax bill on record (2025) was $6,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $499,000, this home is listed about 81% above the Largo median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 963 VICTOR HERBERT DRIVE?+
Belcher Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 113% above the LARGO 33771 median — but at 1,566 sqft it's also 32% larger than the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Largo market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP · John Fullerton. MLS #TB8565353.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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