4435 OLGA STREET, HASTINGS, FL, 32145
Active0 days on marketListed Nov 6, 2026MLS #TB8565467
About this home
4435 OLGA STREET
**FIXER-UPPER OPPORTUNITY IN HASTINGS, FL!** Bring your vision and creativity to 4435 Olga St, situated on approximately 1.10 acres in Flagler Estates! This property offers plenty of potential for investors, renovators, or buyers looking for a project to make their own. Whether you're considering a full renovation or exploring other possibilities, this spacious lot provides room to bring your ideas to life. Enjoy a peaceful rural setting with space to spread out while still being within driving distance of St. Augustine, shopping, dining, and area attractions. Property is being **SOLD AS-IS**, and the seller will make no repairs. Buyer to perform all due diligence regarding property condition, utilities, zoning, and permitted uses. Don't miss this opportunity to unlock the potential of this property!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,356
Sqft
1.1 ac
Lot size
2002
Year built
One
Levels
$62
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,464 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,464/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.2%
Days on market
0 vs 34 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hastings
Get to know Hastings. See the full Hastings guide →
HASTINGS 32145 — neighborhood snapshot
Population
5,759
Median age
44.1
Median income
$75,557
Median home value
$229,200
Avg household
2.63
Households w/ children
898
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hastings market
$266K → $284K
Hastings median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
Median sold price, Hastings, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 314% above the HASTINGS 32145 median. See the full Hastings market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4435 OLGA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4435 OLGA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4435 OLGA STREET FAQs
What would the monthly payment be for 4435 OLGA STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4435 OLGA STREET?+
The most recent tax bill on record (2025) was $2,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hastings?+
At $145,000, this home is listed about 56% below the Hastings median of $327,745. The market section on this page shows how the area is trending.
Which schools are assigned to 4435 OLGA STREET?+
South Woods Elementary School (elementary), Pedro Menendez High School (high), Gamble Rogers Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$145,000 runs 314% above the HASTINGS 32145 median — but at 2,356 sqft it's also 47% larger than the typical Hastings listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Hastings market that averages 34 — if it fits, move quickly.
Listing courtesy of EXIT BAYSHORE REALTY · Trinity French. MLS #TB8565467.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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