201 MACAULAYS COVE, HAINES CITY, FL, 33844
Active1 days on marketListed Nov 6, 2026MLS #TB8565522
About this home
201 MACAULAYS COVE
Short Sale. One or more photo(s) was virtually staged. Short Sale. Private pool, lake views and resort surroundings make this spacious six-bedroom, six-and-a-half-bathroom home an opportunity in the gated community of Balmoral Estates. Built in 2020, the home offers approximately 2,934 square feet of living space, an attached two-car garage and an open layout designed for gathering and entertaining. The kitchen features stainless steel appliances, generous counter space, a breakfast bar and an adjoining dining area. Sliding glass doors open to the screened pool and patio, where you can enjoy outdoor dining, morning coffee and peaceful water views. The bedroom layout offers flexibility for everyday living, visiting guests or a potential vacation property, subject to applicable rental restrictions and approvals. Balmoral’s resort facilities include a community pool, water park with slides and splash playground, cabanas, clubhouse, fitness center, games arcade and an onsite bar and grill. Amenity access, availability and any additional fees are subject to association and operator requirements. Community listings report HOA services such as cable, internet, grounds maintenance and recreational facilities; buyers should confirm the specific services included for this property. Located off US Highway 27 with access to shopping, dining, LEGOLAND Florida and the greater Orlando attractions, this home combines space, outdoor living and vacation-style surroundings. The property needs some repairs and completion of bathroom work and is offered in its current condition. Sale is subject to lender approval.
Facts & features
The home at a glance
6
Bedrooms
6.5
Bathrooms
2,934
Sqft
0.18 ac
Lot size
2020
Year built
Two
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,376 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,376/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
Days on market
1 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Balmoral, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,085/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Balmoral
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Balmoral is a short-term-rental community. See the full guide →
HAINES CITY 33844 — neighborhood snapshot
Population
51,255
Median age
39.4
Median income
$63,650
Median home value
$256,300
Avg household
2.86
Households w/ children
5,829
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$315K → $313K
Haines City median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 201 MACAULAYS COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 201 MACAULAYS COVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
201 MACAULAYS COVE FAQs
What would the monthly payment be for 201 MACAULAYS COVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,376/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 201 MACAULAYS COVE?+
The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 201 MACAULAYS COVE?+
The most recent tax bill on record (2025) was $7,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 201 MACAULAYS COVE be rented short-term?+
Yes — this home sits inside Balmoral, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 201 MACAULAYS COVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $399,999, this home is listed about 33% above the Haines City median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 201 MACAULAYS COVE?+
Horizons Elementary School (elementary), Haines City Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$399,999 runs 45% above the HAINES CITY 33844 median — but at 2,934 sqft it's also 65% larger than the typical Haines City listing.
02Zoned for nightly rentals
Balmoral is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Fresh on the market
Only 1 day on market in a Haines City market that averages 55 — if it fits, move quickly.
Listing courtesy of DIVINE ESTATES REALTY LLC · Nehad Darwish. MLS #TB8565522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Haines City homes, in your inbox
Like 201 MACAULAYS COVE but not quite? A daily digest of every new listing in Haines City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →