CENTURY 21 Edge
$1,100,0002 bd2 ba782 sqft$1,407 /sqft$7,244 /mo all-in ↓

10116 GULF BOULEVARD UNIT 403W, TREASURE ISLAND, FL, 33706

Active712 days on marketListed Aug 29, 2024MLS #U8254803

WaterfrontCondo - HotelOCEANA AT TREASURE ISLAND CONDO

About this home

10116 GULF BOULEVARD UNIT 403W

Welcome to your beachfront paradise at 10116 Gulf Blvd, #403W, in the heart of Treasure Island, Florida. This stunning 2-bedroom, 2-bathroom income-producing condo-hotel offers breathtaking views of the Gulf of Mexico and is situated just steps away from the pristine sandy beach. Enjoy the beautiful Florida sunshine from the large private balcony, where you can relax with a cup of coffee in the morning or a glass of wine in the evening while watching the sunset over the water. Additional features of this unit include in-unit laundry, covered parking, an elevator in the building for easy access and community amenities such as a heated pool, hot tub, BBQ area, 24-hour concierge and a private beach! Once you purchase, let the on-site management company handle the rest! Huge opportunity for rental revenue when not in use and the unit can be rented for one-night minimums! Located in the heart of Treasure Island, just a short distance to some of the best dining, shopping, and entertainment options the area has to offer. Don't miss out on the opportunity to own your own piece of paradise in this highly sought-after beachfront community!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

782

Sqft

0.1 ac

Lot size

2018

Year built

One

Levels

$1,407

Per sqft

WaterfrontPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab · Stilt/On Piling
FacesEast
ParkingUnder Building
ExteriorBalcony · Sliding Doors

Community & fees

HOA fee$1,140/mo
Taxes (2023)$10,474/yr
PetsYes
CommunityWater Access · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,244 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$5,071
Property tax — 2023 actual bill$873
Condo fee — from the listing$1,140
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $330,000
Interest rate6.90%
Loan term

Estimated payment

$7,244/mo

Principal & interest$5,071
Property taxes (actual bill)$873
HOA / condo fee$1,140
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$559KedgeAI estimate $648,892 · range $582K$816K$1.1M

vs edgeAI estimate

+69.5%

$/sqft vs Treasure Island actives

$1,407 vs $522

Days on market

712 vs 96 typical

Where $1,407/sqft sits among the 164 Treasure Island actives

68
39
23
19
8
7 · this home
$253–445$445–637$637–830$830–1022$1022–1214$1214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Treasure Island

Map of 10116 GULF BOULEVARD UNIT 403W

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

TREASURE ISLAND 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer8.7 months of inventoryBuyer’s market

$685K$623K

Treasure Island median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

91 of 164

Treasure Island actives have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 146% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

Aug 29, 2024Listed at $1,100,000 · 712 days on market since
2018Built · OCEANA AT TREASURE ISLAND CONDO

Reality check

What actually sold near 10116 GULF BOULEVARD UNIT 403W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

321 77TH AVENUESold · Aug ’25

$180,000

321 77TH AVENUE

3 bd · 1 ba · 768 sqft · $234/sqft · 235 DOM

48 79TH TERRACESold · Apr ’26

$525,000

48 79TH TERRACE

2 bd · 1.5 ba · 676 sqft · $777/sqft · 96 DOM

440 77TH AVENUESold · Aug ’25

$275,000

440 77TH AVENUE

2 bd · 1.5 ba · 922 sqft · $298/sqft · 160 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10116 GULF BOULEVARD UNIT 403W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10116 GULF BOULEVARD UNIT 403W — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10116 GULF BOULEVARD UNIT 403W FAQs

What would the monthly payment be for 10116 GULF BOULEVARD UNIT 403W?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $7,244/mo — principal and interest, the actual property-tax bill, the $1,140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10116 GULF BOULEVARD UNIT 403W?+

The association fee works out to $1,140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10116 GULF BOULEVARD UNIT 403W?+

The most recent tax bill on record (2023) was $10,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10116 GULF BOULEVARD UNIT 403W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $1,100,000, this home is listed about 57% above the Treasure Island median of $699,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10116 GULF BOULEVARD UNIT 403W?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,100,000 runs 146% above the TREASURE ISLAND 33706 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Time on market is leverage

712 days on market against a Treasure Island median of 96 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of NORTHSTAR REALTY · Peggy Naruns. MLS #U8254803.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10116 GULF BOULEVARD UNIT 403W, TREASURE ISLAND, FL — 2 Bed, 2 Bath — $1,100,000 | CENTURY 21 Edge