10116 GULF BOULEVARD UNIT 405W, ST PETERSBURG, FL, 33706
Active144 days on marketListed Mar 27, 2026MLS #TB8489903
About this home
10116 GULF BOULEVARD UNIT 405W
Discover the perfect blend of coastal charm, comfort, and investment potential with this exceptional OCEANFRONT RESIDENCE at Oceana Resort Condo. Ideally positioned on the fourth floor, this beautifully appointed two-bedroom, two-bath unit offers sweeping views of the emerald-turquoise waters of the Gulf. From the moment you enter, you are welcomed by a bright, inviting interior designed for relaxed beachfront living. The open layout is complemented by elegant tile flooring throughout and a seamless connection to the outdoors. Step onto your private beachfront balcony—accessible from both the living room and the primary suite—and enjoy front-row views of soft, powdery sands and the soothing rhythm of the Gulf. The thoughtfully designed floor plan comfortably accommodates family and guests. A full-sized kitchen with stainless steel appliances comes fully stocked, while the in-unit washer and dryer and impact-rated windows and doors provide everyday convenience and peace of mind. This residence is offered FULLY FURNISHED, making it a true turnkey opportunity. Oceana Resort enhances the experience with resort-style amenities, including two sparkling pools, two relaxing whirlpools, and access to boating and water activities via its sister property. Whether you’re enjoying a day on the water or unwinding poolside, every detail is designed for effortless enjoyment. One of the highlights of this property is the stunning rooftop observation and sunset deck—an ideal vantage point to take in panoramic Gulf views and the vibrant evening lights. Each sunset becomes a daily celebration of Florida’s natural beauty. Perfectly located in Treasure Island, you are just moments from the lively atmosphere of John's Pass Village & Boardwalk, along with an array of dining, shopping, and watersport activities. The area’s thriving tourism and strong rental demand further enhance this property’s appeal, with flexible short-term rental options and on-site management available to maximize income potential. Pet-friendly and ideally suited as a vacation home, primary residence, or income-producing investment, this coastal retreat offers a lifestyle defined by sunshine, relaxation, and unforgettable experiences. This is your opportunity to own a piece of paradise—where every day begins with ocean views and ends with breathtaking Gulf sunsets.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
871
Sqft
0.1 ac
Lot size
2018
Year built
One
Levels
$1,320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,104 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,104/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$1,320 vs $344
Days on market
144 vs 58 typical
Where $1,320/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 156% above the ST PETERSBURG 33706 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 10116 GULF BOULEVARD UNIT 405W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$310,000
7893 SAILBOAT KEY BOULEVARD S UNIT 103
1 bd · 1 ba · 915 sqft · $339/sqft · 83 DOM
Sold · Dec ’25$283,000
624 77TH AVENUE
2 bd · 2 ba · 952 sqft · $297/sqft · 6 DOM
Sold · Mar ’26$539,000
35 79TH AVENUE
2 bd · 1 ba · 999 sqft · $540/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10116 GULF BOULEVARD UNIT 405W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10116 GULF BOULEVARD UNIT 405W — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10116 GULF BOULEVARD UNIT 405W FAQs
What would the monthly payment be for 10116 GULF BOULEVARD UNIT 405W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,104/mo — principal and interest, the actual property-tax bill, the $1,300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10116 GULF BOULEVARD UNIT 405W?+
The association fee works out to $1,300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10116 GULF BOULEVARD UNIT 405W?+
The most recent tax bill on record (2025) was $12,084. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10116 GULF BOULEVARD UNIT 405W?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,150,000, this home is listed about 164% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10116 GULF BOULEVARD UNIT 405W?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,150,000 runs 156% above the ST PETERSBURG 33706 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,300/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
144 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE BASEL HOUSE · Grant Vreeland. MLS #TB8489903.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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