233 STELLA ROAD, GEORGETOWN, FL, 32139
Active553 days on marketListed Jan 18, 2025MLS #V4940404
About this home
233 STELLA ROAD
PRICE REDUCTION ...Deep, beautiful lot in Georgetown, Florida, Putnam County, with 150 Feet of frontage on the navigable St. Johns Riverfront! This location is just a short distance from the "Idle Awhile" restaurant and resort. Less than 1/2 mile to an incredible boat ramp and the Drayton Island Ferry. This is an opportunity to build your dream home on the river or make it your weekend camping experience. Join in on the fun of boating, fishing, and outdoor wildlife viewing. This will become harder and harder to be available to possess and experience for future generations. Buy it now so that you will own a piece of paradise in Paradise Lakes.
Facts & features
The home at a glance
1.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,116 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,116/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2936% above the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near 233 STELLA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
101 SE 3RD STREET · same community
3 bd · 2 ba · 1,490 sqft · $178/sqft · 47 DOM
Sold · Mar ’26$125,000
102 POSSUM HOLLOW ROAD
2 bd · 1 ba · 680 sqft · $184/sqft · 163 DOM
Sold · Jan ’26$110,000
177 PALM DRIVE
2 bd · 1.5 ba · 1,044 sqft · $105/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Robert Holmgren
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 233 STELLA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 233 STELLA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
233 STELLA ROAD FAQs
What would the monthly payment be for 233 STELLA ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,116/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 233 STELLA ROAD?+
The most recent tax bill on record (2023) was $3,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Georgetown?+
At $425,000, this home is priced right at the Georgetown median.
Which schools are assigned to 233 STELLA ROAD?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 2936% above the GEORGETOWN 32139 median.
02Time on market is leverage
553 days on market against a Georgetown median of 246 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $499,000, now $425,000 — a $74K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOWN AND COUNTRY REALTY · Buz Nesbit, Jr. MLS #V4940404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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