2806 BAY VISTA COURT, NEW SMYRNA BEACH, FL, 32168
Active563 days on marketListed Feb 3, 2025MLS #V4940685
About this home
2806 BAY VISTA COURT
Luxury Waterfront Key West Style Home in Gated Osprey Cove! Discover a slice of paradise in this stunning waterfront Key West-style home nestled in the exclusive gated community of Osprey Cove in New Smyrna Beach. Located on the serene Turnbull Bay, this luxurious property offers a unique blend of elegance and coastal charm. The pavered concrete driveway and meticulous landscaping set the tone as you approach this exceptional home, crowned with a durable metal roof. Enter through the second floor to find the heart of the home, featuring a spacious living room, dining room, and a cozy two-sided fireplace. The chef's kitchen is a masterpiece, boasting a center island, ample cabinet and counter space, and breathtaking water views. Adjacent to the living spaces, an office offers the perfect spot for work or reflection, while two bedrooms, each with en-suite baths, and an additional half bath ensure effortless entertaining. The top floor is dedicated to the luxurious master suite, complete with a spa-like private bath, an expansive walk-in closet, and a private balcony where you can savor the tranquil waterfront vistas. Take the stairs or elevator to the ground floor, where you'll find a versatile family room, additional living space, an office, and a large screened patio. Step outside to your private dock that leads to the water's edge, complete with an outdoor fireplace perfect for relaxing evenings under the stars. The three-car garage ensures plenty of space for vehicles and storage. This home is a waterfront dream come true, offering luxurious living, unparalleled views, and a seamless connection to the natural beauty of Turnbull Bay. Don't miss the opportunity to make this extraordinary property your own! Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
3
Bedrooms
4.5
Bathrooms
4,340
Sqft
0.54 ac
Lot size
3
Garage
2004
Year built
Three Or More
Levels
$403
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,235 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,235/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$403 vs $365
Days on market
563 vs 72 typical
Where $403/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Mainland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Mainland — neighborhood snapshot
Population
3,009
Median age
61
Median income
$46,250
Median home value
$283,400
Avg household
2
Households w/ children
296
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $425K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
219 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 374% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2806 BAY VISTA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$850,000
315 EAGLES EYE COURT
4 bd · 3 ba · 3,377 sqft · $252/sqft · 4 DOM
Sold · Jul ’26$1,150,000
2660 SUNSET DRIVE
4 bd · 3 ba · 3,353 sqft · $343/sqft · 98 DOM
Sold · Dec ’25$800,000
1370 JANE LACEY LANE
4 bd · 2.5 ba · 3,052 sqft · $262/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2806 BAY VISTA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2806 BAY VISTA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2806 BAY VISTA COURT FAQs
What would the monthly payment be for 2806 BAY VISTA COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,235/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2806 BAY VISTA COURT?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2806 BAY VISTA COURT?+
The most recent tax bill on record (2024) was $11,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2806 BAY VISTA COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,750,000, this home is listed about 233% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2806 BAY VISTA COURT?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,750,000 runs 374% above the NEW SMYRNA BEACH 32168 median — but at 4,340 sqft it's also nearly 3 times the size of the typical New Smyrna Beach listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
563 days on market against a New Smyrna Beach median of 72 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,500,000, now $1,750,000 — a $750K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Buzzy Porter, Jr. MLS #V4940685.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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