CENTURY 21 Edge
$2,450,000$2,950,0004 bd3 ba4,023 sqft$609 /sqft≈$15,443 /mo all-in ↓

2275 GENESEA LANE, VERO BEACH, FL, 32963

Active496 days on marketListed Jun 4, 2025MLS #V4943093

✦ Reduced $500KPrivate poolSingle Family ResidenceGENESEA SUB

About this home

2275 GENESEA LANE

If you love a beautiful beach and not spending your life in traffic jams then this house is what you want. Located on Genesea Lane in a development of 6 lots with 5 homes and a vacant lot right next door. You can easily be in downtown Vero Beach or downtown Fort Pierce in less then 15 minutes. At the same time you can walk outside your front door and take a canopied trail to a beautiful sand beach that is accreting. The home itself is spectacular. It was built to exceed today's building codes. It has a 3 car garage, a 2 lap swimming pool that is 20x60 and a hot tub. A wonderful kitchen with Thermador appliances. There is a granite bar on the covered porch with a pass through window from the kitchen. The Master Bath has individual vanities, on either side of a very large shower with multiple heads including a 12' rain head. From your Master Bedroom, front, and rear balconies you can hear the waves and see the ocean. The home is situated on a ½ acre lot at the end of a cul-de-sac with many palms and other tropical plantings that provide privacy. The electric bill is $28.00 a month. If you want to escape to the true beauty of Florida then this is the home for you.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

4,023

Sqft

0.45 ac

Lot size

3

Garage

2011

Year built

Three Or More

Levels

$609

Per sqft

Private poolPool viewPets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Concrete · HardiPlank Type
FoundationBlock · Concrete Perimeter · Stem Wall
ViewPool
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorAwning(s) · Balcony · Courtyard · French Doors · Hurricane Shutters · Lighting · Outdoor Grill · Outdoor Shower · Private Mailbox · Sliding Doors

Community & fees

HOA fee$283/mo
Taxes (2024)$10,330/yr
PetsYes
CommunityGulf/Ocean Front · Deed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Solar · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$15,443 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,220
PMI (est., until 20% equity)$919
Property tax — 2024 actual bill$861
HOA fee — from the listing$283
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $245,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $245,000
Interest rate6.00%
Loan term

Estimated payment

$15,443/mo

Principal & interest$13,220
PMI (est., until 20% equity)$919
Property taxes (actual bill)$861
HOA / condo fee$283
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Vero Beach actives

$609 vs $242

Days on market

496 vs 48 typical

Where $609/sqft sits among the 24 Vero Beach actives

13
7
1
2
0
1 · this home
$180–251$251–323$323–394$394–466$466–537$537+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Vero Beach

Get to know Vero Beach. See the full Vero Beach guide →

VERO BEACH 32963 — neighborhood snapshot

Population

14,980

Median age

69.1

Median income

$142,985

Median home value

$894,900

Avg household

1.91

Households w/ children

326

For the school run

Indian River County School District

HighVero Beach High School★★★★★
ElementaryBeachland Elementary School★★★★★
MiddleGifford Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Vero Beach market

Seller’s marketLeans seller — 3.0 months of inventoryBuyer’s market

$441K → $315K

Vero Beach median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

10 of 24

Vero Beach actives have cut their price

Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $2,450,000 ▼ $500K
Jun 4, 2025Listed at $2,950,000 · 496 days on market since
2011Built · GENESEA SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2275 GENESEA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2275 GENESEA LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2275 GENESEA LANE FAQs

What would the monthly payment be for 2275 GENESEA LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,443/mo — principal and interest, the actual property-tax bill, the $283/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2275 GENESEA LANE?+

The association fee works out to $283 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2275 GENESEA LANE?+

The most recent tax bill on record (2024) was $10,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2275 GENESEA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Vero Beach?+

At $2,450,000, this home is listed about 550% above the Vero Beach median of $376,990. The market section on this page shows how the area is trending.

Which schools are assigned to 2275 GENESEA LANE?+

Vero Beach High School (high), Beachland Elementary School (elementary), Gifford Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Time on market is leverage

496 days on market against a Vero Beach median of 48 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Vero Beach High School, Beachland Elementary School, Gifford Middle School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,950,000, now $2,450,000 — a $500K cut. The full history is in the market section below.

Listing courtesy of LAUREL AGENCY, INC. · Peter Robinson. MLS #V4943093.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2275 GENESEA LANE, VERO BEACH, FL — 4 Bed, 3 Bath — $2,450,000 | CENTURY 21 Edge