CENTURY 21 Edge
$180,000$250,000≈$1,316 /mo all-in ↓

122-125 MILLER STREET, POMONA PARK, FL, 32181

Active436 days on marketListed Aug 1, 2025MLS #V4944042

✦ Reduced $70KKIRKWOOD ESTATES

About this home

122-125 MILLER STREET

BUILDER, DEVELOPER AND INVESTOR OPPORTUNITY!!!! 10.79+ acres located in Kirkwood Estates that have been platted and cleared, roads created and zoning changes done. It's just waiting on you to be developed! Much of the work has already been completed. Lot 25 includes a two-fold water system that has a new water well pump, new motor underground and new electrical wiring. The water system currently supplies water to 18-24 lots and will be the water supply for the new homes. Septic tanks can be put in for sewer. Zoned for manufactured or site built homes. Develop the property for manufactured homes or site built homes only or allow both! Zoning Code is MEDR (Medium Residential, 2-5 units per acre.) Zoned so if a buyer would like more than one lot for a bigger yard that is allowed. Property has easy to build access and is in a great location - only minutes from the proposed 14 acre RV park in Crescent City, the upcoming RV park in Pomona Park and approximately 7 miles to the future Bass Pro Resort in Welaka. Finish what has been started and make your dream project come true with some of the work already completed! Property is minutes from multiple Crescent City, Satsuma and Welaka public boat ramps. Crescent Lake, St. John's River, Lake Stella, Lake George, Lake Broward, Crescent City and Welaka are only a few miles away. Close to restaurants in Pomona Park and Crescent City as well as shopping. Approximately an hour or less to DeLand, Ormond Beach, "World Famous" Daytona Beach, "Historic" St. Augustine and St. Augustine Beach. Less than an hour and a half to Jacksonville, Orlando and Gainesville.

Facts & features

The home at a glance

10.79 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$206/yr

Utilities & systems

UtilitiesBB/HS Internet Capable · Cable Available · Electrical Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,316 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property tax — 2024 actual bill$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,300
Interest rate6.00%
Loan term

Estimated payment

$1,316/mo

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Pomona Park

Get to know Pomona Park. See the full Pomona Park guide →

POMONA PARK 32181 — neighborhood snapshot

Population

2,512

Median age

36.3

Median income

$45,147

Median home value

$101,900

Avg household

2.63

Households w/ children

273

For the school run

Putnam County School District

HighCrescent City Junior-Senior High School★★★★★
ElementaryMiddleton-Burney Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Pomona Park market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$143K → $415K

Pomona Park median sold, yr/yr

102.1%

Sale-to-list ratio (12 mo)

Median sold price, Pomona Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 455% above the POMONA PARK 32181 median. See the full Pomona Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $180,000 ▼ $70K
Aug 1, 2025Listed at $250,000 · 436 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 122-125 MILLER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 122-125 MILLER STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

122-125 MILLER STREET FAQs

What would the monthly payment be for 122-125 MILLER STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,316/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 122-125 MILLER STREET?+

The most recent tax bill on record (2024) was $206. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Pomona Park?+

At $180,000, this home is listed about 36% below the Pomona Park median of $282,450. The market section on this page shows how the area is trending.

Which schools are assigned to 122-125 MILLER STREET?+

Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$180,000 runs 455% above the POMONA PARK 32181 median.

02Time on market is leverage

436 days on market against a Pomona Park median of 130 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $250,000, now $180,000 — a $70K cut. The full history is in the market section below.

Listing courtesy of CHAMPION REALTY OF FLORIDA LLC · Barbara Niles. MLS #V4944042.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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