CENTURY 21 Edge
$158,000$160,0002 bd1 ba748 sqft$211 /sqft$1,308 /mo all-in ↓

437 LOCKHART STREET, DAYTONA BEACH, FL, 32114

Active299 days on marketListed Oct 15, 2025MLS #V4945302

Priced 28% below the DAYTONA BEACH 32114 medianReduced $2KSingle Family ResidenceHIBISCUS PARK IN BLK 32 DAYTONA

About this home

437 LOCKHART STREET

One or more photo(s) has been virtually staged. Welcome to 437 Lockhart Street, a charming 2-bedroom, 1-bath home offering 748 square feet of comfortable living space. Inside, you'll find laminate flooring throughout and wood-paneled ceilings that bring warmth and character to each room. The bathroom features gray, wood-look tile walls paired with matching ceiling accents, creating a clean and inviting feel. This home has been beautifully updated with a brand-new roof (end of 2025), a fully replaced kitchen with new appliances (excluding the refrigerator), a new bathroom, and new floors throughout. All new exterior windows, doors (both inside and outside), and fresh paint inside and out contribute to the modern appeal. The water heater has been replaced, and there’s a new space heater to keep you comfortable year-round. Outside, enjoy a spacious, fully fenced backyard with plenty of room for outdoor living or gardening, along with a 2-car carport for convenient parking and extra storage. Conveniently located near shopping, restaurants, and the beach, this home blends cozy charm with easy access to everything Daytona Beach has to offer.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

748

Sqft

0.14 ac

Lot size

1955

Year built

One

Levels

$211

Per sqft

Pets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Range
InteriorPrimary Bedroom Main Floor
LaundryInside
CoolingWall/Window Unit(s)
HeatingNone

Outside & construction

RoofShingle
ConstructionBlock · Cedar · Concrete
FoundationSlab
FacesSouthwest
ExteriorStorage

Community & fees

Taxes (2024)$1,773/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,308 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$930
FHA mortgage insurance (est.)$70
Property tax — 2024 actual bill$148
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,530Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,530
Interest rate6.00%
Loan term

Estimated payment

$1,308/mo

Principal & interest$930
FHA mortgage insurance (est.)$70
Property taxes (actual bill)$148
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $158K
$152KedgeAI estimate $165,214 · range $163K$166K$173K

vs edgeAI estimate

−4.4%

$/sqft vs Daytona Beach actives

$211 vs $236

Days on market

299 vs 58 typical

Where $211/sqft sits among the 400 Daytona Beach actives

100
97 · this home
73
63
33
34
$132–183$183–234$234–284$284–335$335–386$386+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Map of 437 LOCKHART STREET

Drive times from this address

Downtown Orlando60 min
Universal Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32114 — neighborhood snapshot

Population

36,984

Median age

32.2

Median income

$39,906

Median home value

$174,900

Avg household

2.1

Households w/ children

3,080

For the school run

Volusia County School District

ElementaryTurie T. Small Elementary School★★★★★
MiddleCampbell Middle School★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

201 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $158,000 $2K
Oct 15, 2025Listed at $160,000 · 299 days on market since
1955Built · HIBISCUS PARK IN BLK 32 DAYTONA

Reality check

What actually sold near 437 LOCKHART STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

425 LOCKHART STREETSold · Mar ’26

$214,000

425 LOCKHART STREET · same community

2 bd · 1.5 ba · 748 sqft · $286/sqft · 160 DOM

828 MAGNOLIA AVENUESold · Jun ’26

$165,000

828 MAGNOLIA AVENUE

2 bd · 1 ba · 724 sqft · $228/sqft · 59 DOM

719 S BEACH STREET UNIT 3160Sold · May ’26

$91,500

719 S BEACH STREET UNIT 3160

1 bd · 1 ba · 715 sqft · $128/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 437 LOCKHART STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 437 LOCKHART STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

437 LOCKHART STREET FAQs

What would the monthly payment be for 437 LOCKHART STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,308/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 437 LOCKHART STREET?+

The most recent tax bill on record (2024) was $1,773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 437 LOCKHART STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $158,000, this home is listed about 46% below the Daytona Beach median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 437 LOCKHART STREET?+

Turie T. Small Elementary School (elementary), Campbell Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DAYTONA BEACH 32114 market on paper

$158,000 is 28% below the DAYTONA BEACH 32114 median of $219,900, and at $211/sqft it sits under the Daytona Beach average of $255.

02Time on market is leverage

299 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $160,000, now $158,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Brannon Owens. MLS #V4945302.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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