93 BELLA VITA WAY, ORMOND BEACH, FL, 32174
Active0 days on marketListed Jul 31, 2026MLS #V4950361
About this home
93 BELLA VITA WAY
With acceptable offer, seller will offer credit towards buyers closing costs and prepaids, or rate buy down! Why wait for new construction when you can have the best of both worlds? Built in 2020 and impeccably maintained, this beautiful townhome in Gardens at Addison Oaks offers modern finishes, low-maintenance living, and an unbeatable Ormond Beach location. As an end unit with only one shared wall, you'll enjoy extra windows, an abundance of natural light, and a more open, spacious feel throughout. The thoughtfully designed floor plan features soaring ceilings, luxury vinyl plank flooring, and a timeless neutral color palette that complements any style. The kitchen is the heart of the home with granite countertops, stainless steel appliances, 44-inch maple cabinetry, a large island perfect for gathering, and a generous pantry. It flows seamlessly into the dining and living areas, where sliding glass doors lead to an extended private patio overlooking the peaceful greenbelt. Upstairs, you'll find three spacious bedrooms, two full bathrooms, and the convenience of a second-floor laundry room. The primary suite offers two walk-in closets and an ensuite bath with dual sinks, creating a comfortable retreat at the end of the day. Additional features include a smart zoned HVAC system, hybrid water heater, and an oversized one-car garage with guest parking just steps away. The quarterly HOA takes care of many of the day-to-day expenses, including lawn maintenance, exterior painting, the community pool, Spectrum premium cable, internet, and Wi-Fi, making homeownership even easier. Ideally located with quick access to US-1 and I-95 and only about eight miles from the beach, this move-in ready home truly checks all the boxes. Whether you're looking for your primary residence, a second home, or an investment, this one is sure to impress.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,736
Sqft
0.08 ac
Lot size
1
Garage
2020
Year built
Two
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,534 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,534/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.2%
Days on market
0 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 93 BELLA VITA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 93 BELLA VITA WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
93 BELLA VITA WAY FAQs
What would the monthly payment be for 93 BELLA VITA WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,534/mo — principal and interest, the actual property-tax bill, the $294/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 93 BELLA VITA WAY?+
The association fee works out to $294 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 93 BELLA VITA WAY?+
The most recent tax bill on record (2025) was $4,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 93 BELLA VITA WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $275,000, this home is listed about 35% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 93 BELLA VITA WAY?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32174 market on paper
$275,000 is 31% below the ORMOND BEACH 32174 median of $399,950, and at $158/sqft it sits under the Ormond Beach average of $272.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Ormond Beach market that averages 41 — if it fits, move quickly.
Listing courtesy of RE/MAX SIGNATURE · Stephanie Cathey. MLS #V4950361.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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