10120 OLIVER AVENUE, HASTINGS, FL, 32145
Active103 days on marketListed Jul 26, 2026MLS #V4950383
About this home
10120 OLIVER AVENUE
Bring your RV, boat, camper, chickens, and ALL your toys! Situated on 1.14 acres in Flagler Estates, this well cared for 3 bedroom, 2 bath home offers plenty of space both inside and out. The spacious kitchen features a pantry and ample cabinet storage, while the conveniently located laundry area sits between the kitchen and master bathroom. Each bedroom includes its own walk-in closet, providing plenty of interior storage. The property also includes two Conex storage containers, two additional storage sheds, and a chicken coop. One Conex box has been transformed into a versatile man cave or bonus space complete with insulation, LVP flooring, two window A/C units, a hot water heater, and a shower. With plenty of room for RV, camper, boat, and recreational vehicle parking, this property offers the freedom and flexibility Flagler Estates is known for. Nearby community amenities include the Flagler Estates Community Center and Park, featuring a playground, two basketball hoops, picnic tables, a walking trail, horseshoe pit, and restrooms. A new fire station (opening soon!) and future police substation are also planned nearby. Enjoy country-style living with space to spread out and make this property your own! Updates include LVP flooring throughout and a newer metal roof. Within the last four years, subflooring was replaced in the back guest bedroom, guest bathroom, kitchen, laundry room, and master bathroom. A new front door was installed in February 2026, and the subflooring in front of the door was replaced at that time as well. Information recorded in MLS is intended to be accurate but cannot be guaranteed. Everything should be independently verified.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,056
Sqft
1.14 ac
Lot size
2002
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,026 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,026/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs FLAGLER ESTATES
$231 vs $206
Days on market
103 vs 34 typical
Where $231/sqft sits among the 9 homes for sale in FLAGLER ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hastings
Get to know Hastings. See the full Hastings guide →
HASTINGS 32145 — neighborhood snapshot
Population
5,759
Median age
44.1
Median income
$75,557
Median home value
$229,200
Avg household
2.63
Households w/ children
898
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hastings market
$266K → $284K
Hastings median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
2 of 9
FLAGLER ESTATES have cut their price
Median sold price, Hastings, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 597% above the HASTINGS 32145 median. See the full Hastings market guide →
Paper trail
This home's history
Reality check
What actually sold near 10120 OLIVER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$239,990
10540 YEAGER AVENUE · same community
3 bd · 2 ba · 1,060 sqft · $226/sqft · 275 DOM
Sold · Mar ’26$315,000
5005 JOSEPH STREET · same community
3 bd · 2 ba · 1,206 sqft · $261/sqft · 232 DOM
Sold · Nov ’25$214,900
10405 CROTTY AVENUE · same community
3 bd · 2 ba · 1,216 sqft · $177/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10120 OLIVER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10120 OLIVER AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10120 OLIVER AVENUE FAQs
What would the monthly payment be for 10120 OLIVER AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,026/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10120 OLIVER AVENUE?+
The most recent tax bill on record (2025) was $999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hastings?+
At $244,000, this home is listed about 26% below the Hastings median of $327,745. The market section on this page shows how the area is trending.
Which schools are assigned to 10120 OLIVER AVENUE?+
South Woods Elementary School (elementary), Pedro Menendez High School (high), Gamble Rogers Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$244,000 runs 597% above the HASTINGS 32145 median.
02Time on market is leverage
103 days on market against a Hastings median of 34 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $249,000, now $244,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Cora Winn. MLS #V4950383.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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