4958 PORTSMOUTH STREET, TAVARES, FL, 32778
Active20 days on marketListed Aug 31, 2026MLS #V4950996
About this home
4958 PORTSMOUTH STREET
Welcome Home to “Royal Harbor” a hilltop, 55+, gated community along the shores of the “Harris Chain of Lakes” in beautiful Lake County. This popularly designed Pringle home may also be purchased “TURNKEY”! UPGRADES & FEATURES INCLUDE: Roof 2024, HVAC 2023 (23 SEER + Surge Protector ), Exterior Paint 2023, Greenbelt Lot, Bamboo & Tile flooring throughout (except bedrooms 2 & 3 carpeted), Washer & Dryer, 3rd Car Garage/Workshop with cabinets, Garage Storage Cabinets & Garage Floor Mats, Gutters & Leaf Guards, Separate Irrigation Meter, Whole House Surge Protector, Screened & Tiled Front Coffee Courtyard and located on a shady, beautifully landscaped cul-de-sac lot! This open “York” plan features a front, screened “Coffee Courtyard” with access to the welcoming front door and the Breakfast Nook via French Doors. Step inside and you will have views straight through the Great Room to the tiled & screened Lanai complete with vinyl windows, and directly out to the landscaped, private backyard. A beautifully tiled/shaded patio will welcome your BBQ grill while hosting family & friends. The spacious Kitchen features a center island, 42” Oak cabinets, abundant counter space, Coffee Courtyard access via French doors, and a cut-out pass through to the Dining Room. The large Great Room & Dining Room combine for an overall width of 30’, giving plenty of room for relaxation &/or entertainment. The Primary Suite is to the rear of the home for additional privacy & quiet. It features access to the Lanai, two separate closets (1 is a walk-in) and a spacious ensuite Bathroom. Relax in this Spa-la-la retreat with a large soaking tub, a bright, glazed window for sunshine to stream in, dual sinks, vanity area, ample counter space, linen closet, separate tiled shower & commode room. Guest Rooms 2 & 3 are split from the Primary Bedroom and share the 2nd Bath which features a tub/shower combo and a high window for plenty of sunshine. This home has been much loved by its’ original owners and is ready for you to move right in and make your own fabulous memories! “Royal Harbor” offers a Clubhouse with full amenities, Nature Trails, RV & Boat Storage (included in HOA), Cable TV (included in HOA), Lighthouse Recreation Center, Day Dock & Fishing Pier on Little Lake Harris, Lakeside Screened Pavilion for Parties & Celebrations. Close to Shopping, Medical Facilities, Restaurants, Downtown Mt Dora and so much more. You’re going to love it here, call for your private visit today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,819
Sqft
0.22 ac
Lot size
3
Garage
2005
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.2%
$/sqft vs ROYAL HARBOR
$190 vs $186
Days on market
20 vs 45 typical
Where $190/sqft sits among the 9 homes for sale in ROYAL HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
6 of 9
ROYAL HARBOR have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 4958 PORTSMOUTH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$355,000
3251 KINGSTON WAY · same community
3 bd · 2 ba · 1,824 sqft · $195/sqft · 1 DOM
Sold · Jan ’26$325,000
5305 INDIAN OCEAN LOOP · same community
3 bd · 2 ba · 1,824 sqft · $178/sqft · 272 DOM
Sold · Aug ’26$371,500
5366 INDIAN OCEAN LOOP · same community
3 bd · 2 ba · 1,844 sqft · $201/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4958 PORTSMOUTH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4958 PORTSMOUTH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4958 PORTSMOUTH STREET FAQs
What would the monthly payment be for 4958 PORTSMOUTH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,775/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4958 PORTSMOUTH STREET?+
The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4958 PORTSMOUTH STREET?+
The most recent tax bill on record (2025) was $2,446. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4958 PORTSMOUTH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $345,000, this home is listed about 5% above the Tavares median of $329,745. The market section on this page shows how the area is trending.
Which schools are assigned to 4958 PORTSMOUTH STREET?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROUND TABLE REALTY · Roxanne Logan. MLS #V4950996.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tavares homes, in your inbox
Like 4958 PORTSMOUTH STREET but not quite? A daily digest of every new listing in Tavares — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →